Cookies are simple text files which are stored on a user's computer. Contrary to popular belief, cookies are NOT programs and they can't be executed as code. They cannot be used to disseminate viruses, and modern browsers allow users to set their own limitations to the number of cookies saved on their hard drives. Typically a cookie will contain two pieces of information: a site name and unique user ID.
Cookies are stored on the computer's hard drive, but they cannot access the hard drive - so a cookie can't read other information saved on the hard drive, or get a user's e-mail address etc. The data in the cookie is specific to a particular client and website, and can only be accessed by the website that created it or your own computer.
More information on cookies can be found at www.aboutcookies.org.
We use "permanent" cookies (also known as "persistent", or "stored" cookies) to identify individual users, in order to provide information about numbers of visitors, how many times a visitor returns to our website, the average time spent on a particular page and generally the performance of the web site. This allows us to identify any problems there may be with the website and help make future improvements. We also use them to identify what stage in an application process you are at.
We use "temporary" or "session" cookies in order to identify you and allow you to log in and to manage your savings and mortgage accounts. If you prevent these cookies, we can't guarantee your security or predict how our website will perform during your visit.
Whilst both permanent and temporary cookies can identify individual users by reference to a unique reference number, this information does not tell us anything about you as an individual. All the information collected is anonymous. Find out more about the cookies we use »
§Gross means the rate of interest payable before the deduction of income tax at the rate specified by law. †AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. The interest rate is paid net of DIRT (currently 33%) where appropriate.
Leeds Building Society is a member of the Building Societies' Association of the United Kingdom. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000, compensation may be available if the Society cannot meet its liabilities in respect of this product, please see the General Investment Conditions (Ireland) for full details.
Leeds Building Society is authorised and regulated by the Financial Services Authority in the United Kingdom and is regulated by the Central Bank of Ireland for conduct of business rules. Leeds Building Society is registered in the United Kingdom with registration number 164992.
Leeds Building Society is authorised to accept deposits and offers savings and investment products in Ireland. The FSA Conduct of Business Rules do not apply to the Society's business in Ireland. In respect of its business in Ireland, the Society is subject to the Central Bank's Consumer Protection Code, which offers protection to consumers. This Code may be found on the Central Bank's website, www.centralbank.ie. For further details of the Society's permissions, please see www.fsa.gov.uk
We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including staff training).
Other taxes or costs may exist that are not paid by Leeds Building Society.