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Gibraltar/Offshore Savings rates and key features

Rates correct at 24 Nov 2016

Gibraltar accounts can be opened by UK or Gibraltar passport holders who are resident in Gibraltar. Offshore accounts can be opened by UK passport holders who are resident in Spain.

In the event that the balance falls below the minimum operating balance as stated within the relevant product details below, the basic investment rate of interest, which is currently 0.05% Grossp.a / AER(variable), shall apply.

  • Gibraltar/Offshore 1 year Fixed Rate Bond (Issue 194)

    Interest Rate:

    1.01% Grossp.a./AER(fixed)

    Product terms & conditions (PDF)

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Interest paid: on maturity (02 Jan 2018)
    • Withdrawals: No withdrawals are permitted until the day after maturity (03 Jan 2018). Closure of the account is not permitted until the day after maturity (03 Jan 2018). Cash withdrawals/deposits are not permitted.

    Full Details
  • Gibraltar/Offshore Access Saver (Issue 2)

    Interest Rate:

    0.50% Grossp.a./AER(variable)

    Product terms & conditions (PDF)

    • Interest paid: annually on 30 Sep
    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts) plus accrued interest credited to the account
    • Withdrawals: Unlimited withdrawals can be made without notice or loss of interest. Cash withdrawals/deposits are not permitted.

    Full Details
  • Gibraltar/Offshore RegularSaver (Issue 4)

    Interest Rate:

    0.50% Gross p.a./AER (variable)
    excluding 1.80% conditional bonus(variable)

    +1.80% conditional bonus (variable) =
    2.30% Gross p.a./AER (variable)

    View Key Features/Product Terms & Conditions (PDF)

    • Interest paid: 31 August (commencing 31 August 2017). Interest must be credited to the account.
    • Minimum operating balance: £50
    • Minimum monthly payment: £50

    Full Details
  • Gibraltar/Offshore Dinosaver

    Interest rate:

    1.50% Grossp.a./AER(variable)

    Product terms & conditions (PDF)

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: unlimited withdrawals, subject to minimum operating balance of £10 being maintained. Withdrawals must be made by the authorised signatory. Cash withdrawals/deposits are not permitted.

    Full DetailsProduct terms & conditions (PDF)
  • Gibraltar/Offshore Vault

    Interest rate:

    1.50% Grossp.a./AER(variable)

    Product terms & conditions (PDF)

    • Interest paid: annually (1 Jan)
    • Minimum operating balance: £10
    • Maximum balance: £1,000,000 plus accrued interest credited to the account
    • Withdrawals: one withdrawal up to £250 a week can be made by the account holder, subject to minimum operating balance of £10 being maintained. Withdrawals over this amount and further withdrawals in a week must be signed for by both the account holder and the authorised signatory. Cash withdrawals/deposits are not permitted.

    Full Details