Rock of Gibraltar

Gibraltar Services

Gibraltar Mortgages

At Leeds Building Society you can arrange your mortgage over the phone or in person at our Gibraltar branch.

Call us direct on (00350) 200 50602 if you have any questions or require further information.

Additionally, you can view our Tariff of Charges and Valuation Fees.

Are you an existing customer who is facing difficulties in making your mortgage payments? Open the document below to see how we can help.
PDF document Guide for customers experiencing payment difficulties

Read our Important Notes for Gibraltar

Re-mortgaging?

Whether you’re looking to release equity from your property – or simply want to move to a better deal – Leeds Building Society can offer a highly efficient service and our ‘Fee Free’ products ensure that any costs are kept to an absolute minimum.

Co-ownership/Shared Ownership

These are schemes where properties are co-owned by the Gibraltar Government. Mortgages are available to assist in the purchase of shares in a co-owned property and can also be used to buy additional or remaining Government shares of the property, giving you outright ownership.

Buying the first share

Mortgages for purchase only are available up to 100% of the borrower’s share of the co-ownership property price, provided this does not exceed 75% of the property’s valuation.

Buying the remaining Government share and Capital Raising

You can transfer your existing co-ownership mortgage from another lender to Leeds Building Society and increase the amount in order to buy the remaining Government share, up to 95% of the property valuation.

At the same time, you can unlock the value in your property, after buying the remaining Government share, to raise capital for almost any purpose you choose, up to a maximum of 90% of the property valuation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including staff training).

Leeds Building Society is authorised and regulated in the UK by the Financial Services Authority and our registration number is 164992.  You can check this on the FSA Register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0044 207 741 4100.  The Society is authorised to conduct business in Gibraltar by the Financial Services Commission.

Mortgages for properties in Gibraltar are not regulated by the Financial Services Authority. Applicants must be aged 18 years and over. mortgages subject to eligibility, status and financial standing.

Other taxes or costs may exist that are not paid by Leeds Building Society.

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