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Warning:THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Leeds Building Society General Information

Leeds Building Society provides mortgage products in the UK and Gibraltar. In Gibraltar the mortgage loan can only be used to purchase a residential property. The credit is secured by a mortgage over the property. Some products are not available in every jurisdiction. Foreign Currency loans are not available.

A mortgage term can range from 5 years to 40 years. In Gibraltar, the Society provides;

    • Fixed rate mortgages – Payments will stay the same for a fixed term, after which the mortgage switches to the Society’s Gibraltar Variable Rate  for the remaining mortgage term. View fixed rate mortgages.
    • Variable mortgages - We offer variable rate mortgages, including our Gibraltar Variable Rate. Please be aware that variable rates may vary in accordance with our mortgage terms and conditions. View variable rate mortgages.
    • Discount mortgages - We offer products with rates discounted for an initial period. This reduces your payments from our Gibraltar Variable Rate for the discount period but your monthly payments could increase or decrease if our Gibraltar Variable Rate changes. After the discounted rate period the mortgage will revert to our Gibraltar Variable Rate for the remainder of the mortgage period. View discount mortgages.

Before agreeing to provide a mortgage we will instruct a valuer to look over the property to establish how much it is worth and to assess its suitability for mortgage purposes. There is usually a charge for this. A valuation is not the same as a survey. A survey will give you a more detailed evaluation of the property.

Full information on additional fees and charges, including valuation of the property, can be found on the Tariff of Charges webpage.

Please visit the UK website for general information about our mortgages in the UK.