Affordability
We have improved the way that we assess how much applicants can borrow and whether they can afford the loan amount requested. This is now based on an assessment of the client’s income and expenditure rather than our previous method of applying income multiples.
To see how much your clients can borrow, please complete our borrowing calculator »
Please note: The borrowing calculator will give a broad indication of the amount we are able to lend; the actual loan amounts will be subject to usual underwriting requirements and credit score.