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Please note: Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

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Affordability

We have improved the way that we assess how much applicants can borrow and whether they can afford the loan amount requested. This is now based on an assessment of the client’s income and expenditure rather than our previous method of applying income multiples.

To see how much your clients can borrow, please complete our borrowing calculator »

Please note: The borrowing calculator will give a broad indication of the amount we are able to lend; the actual loan amounts will be subject to usual underwriting requirements and credit score.

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