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Available to Intermediaries only
Rates correct as at 2 May 2012
What is an offset mortgage? Find out more » or view the offset FAQ's »
We have developed a set of short, easy to use guides to our criteria. View our criteria guides »
Please note, these products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages »
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Offset Fees Assisted 1.70% 3 Year Discount
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|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 1.70%, currently | Then changing to the Society's Offset Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.99%
for 3 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first Three years.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
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Offset Variable Rate
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|---|---|---|---|
| The Society's Offset Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value | |
5.69%
For the term of the mortgage |
6.1% APR |
80% |
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| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | Unlimited capital repayments are allowed.
No Higher Lending Charge. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
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