This website is for use by FCA authorised intermediaries only. If you are a customer please visit our customer website »
Available to Intermediaries only
Rates correct as at 17 May 2013
Fixed Rate, Variable Rate, Offset, Tracker, Buy to Let, and Lending into retirement mortgage products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise). First Time Buyer and Self Build mortgage products are only available for house purchases.
We have developed a set of short, easy to use guides to our criteria. View our criteria guides »
Please note, these products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages »
|
2 Year Fixed Rate up to and including 30 June 2015
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
|
2.09%
2.39% Fixed up to and including 30/06/2015 |
5.69%
5.69%
For the remaining term of the mortgage |
5.2% APR
5.3% APR |
65%
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
Interest calculated daily. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
|
|
|
2 Year Fixed Rate up to and including 30 June 2015
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
2.75%
3.29%
Fixed up to and including 30/06/2015 |
5.69%
5.69%
For the remaining term of the mortgage |
5.5% APR
5.6% APR |
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015. For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Fees Assisted 2 Year Fixed Rate up to and including 30 June 2015
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
2.45%
2.79%
3.29%
3.99%
Fixed up to and including 30/06/2015 |
5.69%
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.4% APR
5.4% APR
5.5% APR
5.7% APR |
65%
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
3 Year Fixed Rate up to and including 30 June 2016
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
|
2.45%
Fixed up to and including 30/06/2016 |
5.69%
For the remaining term of the mortgage
|
5.0% APR |
65% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2016
Interest calculated daily. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
|
|
|
3 Year Fixed Rate up to and including 30 June 2016
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
|
2.55%
2.79%
3.49%
Fixed up to and including 30/06/2016 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage
|
5.2% APR
5.2% APR
5.5% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2016
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Fees Assisted 3 Year Fixed Rate up to and including 30 June 2016
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.10%
3.69%
4.29%
Fixed up to and including 30/06/2016 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.3% APR
5.5% APR
5.6% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 June 2016
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
5 Year Fixed Rate up to and including 30 June 2018
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
|
3.19%
3.49%
3.69%
Fixed up to and including 30/06/2018 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.0% APR
5.1% APR
5.2% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Fees Assisted 5 Year Fixed Rate up to and including 30 June 2018
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.39%
3.74%
4.49%
Fixed up to and including 30/06/2018 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.0% APR
5.1% APR
5.5% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000
applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
10 Year Fixed Rate up to and including 30 June 2023
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.99%
Fixed up to and including 30/06/2023 |
5.69%
For the remaining term of the mortgage |
4.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2023. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £1,800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
10 Year Fixed Rate up to and including 30 June 2023
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.19%
Fixed up to and including 30/06/2023 |
5.69%
For the remaining term of the mortgage |
4.9% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2023. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
3.15% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 3.15%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
2.54%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.4% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £300
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
2.85% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.85%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
2.84%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £300
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
2.15% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.15%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.54%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.6% APR |
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
A maximum loan size of £500,000 applies.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £300
Redemption Fee: £199 |
|
|
Fees Assisted 2.89% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.89%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
2.80%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.4% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Fees Assisted 2.59% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.59%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.10%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Fees Assisted 1.85% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 1.85%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.84%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.6% APR |
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
2.45% Fees Assisted 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.45%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.24%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Unlimited capital repayments allowed.
No Early Repayment Charges. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £300
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
| Flexible Fees Assisted 2.30% 3 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.30%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.39%
for 3 years |
5.69%
For the remaining term of the mortgage |
5.2% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
FREE standard valuation up to £335.
Unlimited capital repayments allowed.
No Early Repayment Charges.
Payment holidays are available subject to sufficient overpayments being made. Interest will be charged during any payment holiday period. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Buy to Let 2 Year Fixed Rate up to and including 31 July 2015
|
||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.79%
Fixed up to and including 31/07/2015 |
4.99%
up to and including 31/07/2018 |
5.99% For the remaining term of the mortgage |
5.7% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 July 2015.
A minimum loan size of £150,000 applies.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
| Buy to Let 2 Year Fixed Rate up to and including 30 June 2015
|
||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.99%
4.99%
Fixed up to and including 30/06/2015 |
4.99%
4.99%
up to and including 30/06/2018 |
5.99%
5.99%
For the remaining term of the mortgage |
5.8% APR
6.0% APR |
75%
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
| Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 30 June 2015
|
||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.59%
Fixed up to and including 30/06/2015 |
4.99%
up to and including 30/06/2018 |
5.99%
For the remaining term of the mortgage |
5.8% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
||
| Buy to Let 3 Year Fixed Rate up to and including 31 May 2016
|
||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.39%
5.39%
Fixed up to and including 31/05/2016 |
4.99%
4.99%
up to and including 31/05/2018 |
5.99%
5.99%
For the remaining term of the mortgage |
5.8% APR
6.1% APR |
75%
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 May 2016.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
| Buy to Let 3 Year Fees Assisted Fixed Rate up to and including 31 May 2016
|
||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.99%
Fixed up to and including 31/05/2016 |
4.99%
up to and including 31/05/2018 |
5.99%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 May 2016.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
||
|
Buy to Let 2.00% 2 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Buy to Let Variable Rate less a discount of 2.00%, currently | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.99%
for 2 years |
5.99%
For the remaining term of the mortgage |
6.0% APR |
70%
|
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
A maximum loan size of £500,000 applies.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Redemption Fee: £199 |
|
|
Buy to Let Variable Rate
|
|||
|---|---|---|---|
| The Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value | |
5.99%
5.99%
For the term of the mortgage |
6.4% APR
6.6% APR |
60%
80% |
|
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. |
No Higher Lending Charge. Unlimited capital repayments are allowed without incurring an Early
Repayment Charge.
A maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000 (Maximum 60% Loan To Value): £800
Completion Fee for loans up to £500,000 (Maximum 80% Loan To Value): £1,350
Redemption Fee: £199 |
|
| Offset Fees Assisted 1.70% 3 Year Discount
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 1.70%, currently | Then changing to the Society's Offset Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
3.99%
for 3 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first Three years.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Offset Variable Rate
|
|||
|---|---|---|---|
| The Society's Offset Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value | |
5.69%
For the term of the mortgage |
6.1% APR |
80% |
|
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | Unlimited capital repayments are allowed.
No Higher Lending Charge. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Shared Ownership 2 Year Fixed Rate up to and including 31 May
2015 (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.69%
Fixed up to and including 31/05/2015 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2015 |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
| Shared Ownership 2 Year Fixed Rate up to and including 31 May
2015 (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.99%
Fixed up to and including 31/05/2015 |
5.69%
For the remaining term of the mortgage |
6.0% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
85% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2015 |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
| Shared Ownership 2 Year Variable Rate (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| The Society's Buy to Let Variable Rate, which is currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
5.69%
for 2 years |
5.69%
For the remaining term of the mortgage |
6.0% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply for the first 2 years. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
| Shared Ownership 2 Year 0.80% Discount (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 0.80%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.89%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply for the first 2 years. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Shared Ownership 3 Year Fixed Rate up to and including 31 May
2016 (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
5.29%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
90% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2016 |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
| Shared Ownership 3 Year Fixed Rate up to and including 31 May
2016 (This product is not Portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
5.49%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
6.0% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2016 |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and
including 31 May 2016 (This product is not portable and not available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
6.69%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
6.3% APR |
90% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
90% of borrower share available.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 May 2016. For fixed rate mortgages greater than 80% loan to value a maximum loan size of
£500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Scottish Homestake/ LIFT Fees Assisted 3 Year Fixed Rate up to and including 31 May 2016 (This product is not Portable and only available in Scotland)
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
6.69%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
6.3% APR |
90% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
90% of borrower share available.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 May 2016. For fixed rate mortgages greater than 80% loan to value a maximum loan size of
£500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
| Retirement Fees Assisted 2 Year Fixed Rate up to and including 31 May 2015
|
|||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value |
4.49%
Fixed up to and including 31/05/2015 |
5.69%
For the remaining term of the mortgage |
5.8% APR |
70% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 May 2015 |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Standard Variable Rate
|
|||
|---|---|---|---|
| The Society's Standard Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value | |
5.69%
For the term of the mortgage |
6.0% APR |
80% |
|
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | Unlimited capital repayments are allowed.
No Higher Lending Charge. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
Please contact your nearest Development Manager. Find your nearest Development Manager »
This website is for use by FCA authorised intermediaries only. If you are not an FCA authorised intermediary and would like further information about our products or services, please visit www.leedsbuildingsociety.co.uk. If you are an FCA authorised intermediary and you reproduce any of the information on this website to be used with or to advise customers, then you must ensure that it complies with the Financial Conduct Authority's rules and guidance on financial promotions.
Opens a page on the direct customer site in a new window.