Key features at a glance

• Cash lump sum

• Retain full ownership of your home

• No monthly repayments

• No risk of negative equity

Through our relationship with Norwich Union, we are able to offer you the Fixed Rate Lifetime Mortgage. You can release some of the value of your home to live the lifestyle you want in retirement.

The cash you need for the retirement you want.

Are there things you’ve always wanted to do in retirement? Is a lack of money holding you back? If so, you’ll want to find out more about the Fixed Rate Lifetime Mortgage which offers the following benefits:

• Release cash locked in your home to give your retirement a boost.
• Use the cash exactly as you wish.
• No monthly repayments.
• You still own your home and can live in it for as long as you like.
• No risk of negative equity – Norwich Union will never ask you or your estate to repay more than the open market value of your property.
• It may be possible to apply for additional borrowing in the future, subject to Norwich Union’s lending criteria at the time. The availability of additional borrowing is not guaranteed.
• Nothing to repay until you die or go into long-term care.

Am I eligible? (Click here)

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Your personal illustration and full written details are available on request.