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  Mortgage Rates
Home > Mortgages > Mortgage Range > Latest Mortgage Rates

Offset Mortgages
Rates and Details at a Glance

Customer Mortgage Range
Rates effective from 20 June 2008

FREE Mortgage Payment Protection available on all products
for 3 months.

Products are only available to new borrowers and existing borrowers moving home.
Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

Mortgages available through our website feature an 'Online Mortgage' link
Find out more about our Offset Mortgages


Offset 3 Year Fixed rate up to and including 31 August 2011
Gross Rate (%)
The overall cost for comparison is APR (%)
MAX
Loan To Value (%)
Special Incentives:
6.75
7.35
6.8
7.0
80
90
No Higher Lending Charge
10% capital repayments are allowed each year without penalty.
Reverts to Bank of England Base Rate plus 1.25%
Daily Interest.
Early Repayment Charge
Early Repayment Charge Applies Until
Tied Product Required Until
Completion Fee
Tapered charges of 4/3/2% of the amount redeemed.
31/08/2010
31/08/2010
Up to £250,000:
£999
Over £250,000:
1% of loan


Fee Free Offset 3 Year Fixed rate up to and including 31 August 2011
Gross Rate (%)
The overall cost for comparison is APR (%)
MAX
Loan To Value (%)
Special Incentives:
7.35
7.95
6.9
7.1
80
90
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
10% capital repayments are allowed each year without penalty.
Reverts to Bank of England Base Rate plus 1.25%
Daily Interest.
Early Repayment Charge
Early Repayment Charge Applies Until
Tied Product Required Until
Completion Fee
Tapered charges of 4/3/2% of the amount redeemed.
31/08/2010
31/08/2010
None


Read our Important Notes

What happens at the end of the Special Product Period?

At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to Bank of England Base Rate (currently 5.00%) + 1.25%.

What about Insurance Tied Products?

Some Leeds Building Society mortgages are discounted if Home Insurance or building insurance is taken. The discounted rates are shown and included in the “Gross Rate”. If you choose not to take our Home Insurance, then an alternative product is available without the 0.24% discount and 0.24% will be added to the interest rate for the term detailed in the ‘Home Insurance Required Until’ column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. (Not available on shared ownership or buy to let).

Existing Leeds Building Society mortgage customer moving home?

If so, EasyTrack is for you when you decide to move home (not applicable to Buy to Let). We can offer increased income multiples, priority approval and when you complete your mortgage on your new property we will send you a cashback cheque for £200

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.