Please note:

Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

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Changes to Lending Criteria

The following changes have been made to the Society’s lending criteria: (Primary and additional lending)

Maximum Age (Excluding BTL)

The maximum age at end of term has been reduced from 80 years to 75 years for applications submitted on capital and interest repayment type.

Interest Only

Interest only lending NOT available into retirement.

Lending into retirement

  • Applicants who are borrowing into retirement are restricted to a maximum term of 25 years and Capital and interest.
  • Retirement is defined as any loan term that extends beyond the applicants stated retirement age or 70 years, whichever is earlier, if not known state pension age is used.


For all applications, regardless of LTV the last 3 months payslips and last 3 bank statements showing primary income credits must be submitted with the application form.

These changes are effective from 16 September 2013.