Please note:

Green 5 Year Buy To Let Fixed Rate Mortgage

RATES CORRECT AS AT 28 September 2021

Initial rate
2.06%
Fixed up to and inc. 31/12/2026

Then changing to the Society's BTL Variable Rate thereafter, (currently)
5.59%
For the remaining term of the mortgage

The overall cost for comparison is
4.3%
APRC

Maximum loan to value
75%

FEES AND CHARGES WILL APPLY, SOME OF WHICH ARE NON-REFUNDABLE, SEE BELOW.

Representative Example

A mortgage of £80,000.00 payable over 25 years initially on a fixed rate for 5 years at 2.06% and then on our current Buy to Let Variable Rate of 5.59% (variable) for the remaining 20 years would require 60 monthly payments of £137.33 and 240 monthly payments of £372.67.

The total amount payable would be £178,714.00 made up of the loan amount plus interest of £97,680.00 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 4.3% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Additional features

  • Interest calculated daily.
  • Maximum loan £500,000.
  • Minimum loan £50,000.
  • £500 Cashback upon completion
  • Free standard valuation up to £999 .
  • 10% capital repayments are allowed each year during the fixed rate period without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Dec 2026.
  • Only available for house purchases.
  • To qualify, the property being purchased must have a certified or predicted energy rating of A, B or C. This will be evidenced by an Energy Performance Certificate (EPC) or a Predicted Energy Assessment (PEA) if the property is a 'new build'.

Fees

Application Fee (payable on application - non-refundable)

£0

Product Fee (payable on application - this is refundable should the mortgage not complete)

£999

Mortgage Exit Fee

£199

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Buy to Let mortgages which are for business purposes are exempt from FCA Rules.