Please note:

Cashback 2 Year Help To Buy Fixed Rate Mortgage

RATES CORRECT AS AT 14 January 2022

Initial rate
Fixed up to and inc. 30/04/2024

Then changing to the Society's SVR less a discount of 1.25%, (currently)
Up to and inc. 30/04/2027

Then changing to the Society's SVR, (currently)
For the remaining term of the mortgage

The overall cost for comparison is

Maximum loan to value


Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 2 years at 1.91% and then a 1.25% discount on our current Standard Variable Rate of 5.29% giving a rate of 4.04% for 3 years and then on our current Standard Variable Rate of 5.29% for the remaining 20 years would require 24 monthly payments of £754.62, 36 monthly payments of £937.75 and 240 monthly payments of £1042.46.

The total amount payable would be £302,095.06 made up of the loan amount plus interest of £122,060.06 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.5% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Additional features

  • Interest calculated daily.
  • Maximum property purchase price is £600,000 per Help to Buy scheme rules
  • Remortgages are acceptable, subject to the consent of the Help to Buy administrator
  • Minimum loan £50,000.
  • £250 Cashback upon completion
  • Free standard valuation up to £999 .
  • 10% capital repayments are allowed each year during the fixed rate period without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 30 Apr 2024.

**If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please contact us.


Application Fee (payable on application - non-refundable)


Product Fee (payable on application - this is refundable should the mortgage not complete)


Mortgage Exit Fee


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