Please note:

Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

2 Year Holiday Let Fixed Rate Mortgage

RATES CORRECT AS AT 02 August 2022

Initial rate
Fixed up to and inc. 31/10/2024

Then changing to the Society's BTL Variable Rate less a discount of 1.00%, (currently)
Up to and inc. 31/10/2027

Then changing to the Society's BTL Variable Rate thereafter, (currently)
For the remaining term of the mortgage

The overall cost for comparison is

Maximum loan to value


Representative Example

A mortgage of £120,000.00 payable over 25 years initially on a fixed rate for 2 years at 4.04% and then a 1.00% discount on our current Buy to Let Variable Rate of 5.84% giving a rate of 4.84% for 3 years and then on our current Buy to Let Variable Rate of 5.84% for the remaining 20 years would require 24 monthly payments of £404.00, 36 monthly payments of £484.00 and 240 monthly payments of £584.00.

The total amount payable would be £287,315.00 made up of the loan amount plus interest of £167,280.00 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 5.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Additional features

  • Interest calculated daily.
  • Maximum loan £1,000,000.
  • The Society will assist in covering the basic legal costs of a standard re-mortgage.
  • Free standard valuation up to £999 .
  • 10% capital repayments are allowed each year during the fixed rate period without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Oct 2024.


Application Fee (payable on application - non-refundable)


Product Fee (payable on application - this is refundable should the mortgage not complete)


Mortgage Exit Fee


Like the sound of this mortgage?

Buy to Let mortgages which are for business purposes are exempt from FCA Rules.