Cashback Purchase Only 5 Year Fixed Rate Mortgage

RATES CORRECT AS AT 05 August 2022

Initial rate
Fixed up to and inc. 30/11/2027

Then changing to the Society's SVR, (currently)
For the remaining term of the mortgage

The overall cost for comparison is

Maximum loan to value


The mortgaged property (which may be your home) may be repossessed if you do not keep up repayments on your mortgage

Representative Example

A mortgage of £130,000.00 payable over 25 years initially on a fixed rate for 5 years at 4.34% and then on our current Standard Variable Rate of 5.54% (variable) for the remaining 20 years would require 60 monthly payments of £710.14 and 240 monthly payments of £785.27.

The total amount payable would be £231,107.54 made up of the loan amount plus interest of £101,072.54 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 5.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Additional features

  • Interest calculated daily.
  • Maximum loan £400,000.
  • Minimum loan £50,000.
  • £500 Cashback upon completion
  • Free standard valuation up to £999 .
  • This product is not available to interest only applications.
  • 10% capital repayments are allowed each year during the fixed rate period without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 30 Nov 2027.
  • Only available for house purchases.


Application Fee (payable on application - non-refundable)


Product Fee (payable on application - this is refundable should the mortgage not complete)


Mortgage Exit Fee


It's not possible to apply for this product online. Please contact our mortgage team using the telephone numbers below.

The products and services on this site are available to UK residents only. Mortgage applicants must be 18 years or over. Mortgages are subject to eligibility, status and financial standing.


  • Extra help and guidance

    If you want help and support with your application call a Mortgage Assistant

    03450 50 50 62(press option 2)

  • Talk to an expert

    When you're ready to apply for a mortgage, call to request to speak to a Mortgage Consultant

    03458 48 00 26 (press option 1)