This website is for use by FCA authorised intermediaries only. If you are a customer please visit our customer website »
We use an affordability model to calculate the maximum borrowing available. For an estimate of how much we are likely to consider, use our borrowing calculator »
Sole traders/partnerships - Please enter the last 3 years net profit figures before tax (or share of if a partnership) in the borrowing calculator.
Directors of LTD Companies, with a minimum shareholding of 25% or more - Please enter your average salary plus dividends (based on last 3 years) into the annual gross income box in the borrowing calculator.
Before proceeding have you checked the requirements if your client falls within the following categories:
You have 21 days to submit the application, pay the fees and supply our minimum documents.
The application fee of £199 is not refundable if the applicant(s) does not meet our criteria or they decide not to proceed with the application or you fail to submit the required documentation.
You should check the criteria on our website before you submit the application.
View our criteria guide »
The valuation fee will only be refunded if the valuation has not been completed.
We will not chase you for the required documentation, fees or provide updates and will cancel the case if all items are not received within these timescales.
For contact details of the Intermediary Account Manager covering your area, please view our contact us page »
Please send in a fully completed Submission Form with all the supporting documentation required for each new application submitted.
Important points to remember:
You will be able to produce KFI's for the majority of applications, however our website does not currently cater for guarantor, porting or split product applications, or any application with more than 2 applicants. If you require a KFI for an application of any of these types, please use this link: Request a KFI »
Opens a page on the direct customer site in a new window.