Please note: Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.
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Fees Assisted 2 Year Fixed Rate Mortgage
A mortgage of £189,000.00 payable over 25 years initially on a fixed rate for 2 years at 1.85% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 23 years would require 24 monthly payments of £786.89 and 276 monthly payments of £1,123.38.
The total amount payable would be £329,171.15 made up of the loan amount plus interest of £139,937.15 and application fee £0, product fee £199, valuation fee £0.
The overall cost for comparison is 4.9% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.