You are here: Home > Savings & Investments > Access Account Rates and Key Features

Savings Products

View our Full Savings & Investment Range Access Accounts Charity Affinity Accounts Childrens Accounts Fixed Rate Bonds & Notice Accounts ISA Tax-Free Accounts Online Accounts Postal Accounts Sports Club Affinity Accounts

Help

Account Terms and Conditions Dormant Accounts Information about Interest & Taxation Power of Attorney Guidance (PDF)

Access Accounts

Rates and Key Features

Current variable rates effective as at 12 April 2013

Our Access accounts offer competitive rates of interest and access to your cash.

Click on the full details icon to see the full details of the account.

RegularSaver
Investment	Gross Rate§ p.a. /AER†% (variable)	Withdrawal Terms	Payment of Interest
£20+	Current Previous 0.05 - Gross§ p.a./AER† (variable) excluding 3% conditional Bonus. 3.05 Gross§ p.a./AER† (variable) including 3% conditional Bonus.	One withdrawal is permitted in each Bonus period. If a second withdrawal is required you will not qualify for a Bonus in respect of that period.	Annual: Interest is paid annually on 1 March. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
The minimum monthly payment is £20 and the maximum monthly payment is £500. The minimum investment and operating balance is £20. In the event that the balance falls below the minimum operating balance, the basic investment rate of interest, which is currently 0.05% Gross§ p.a./AER† (variable) shall apply.

i-Save
Investment	Gross Rate§ p.a. /AER†% (variable)	Withdrawal Terms	Payment of Interest
£10+	Current Previous 1.25 1.50	Unlimited withdrawals can be made without notice or loss of interest subject to the minimum balance of £10 being maintained. In the event that the balance falls below the minimum operating balance, the basic investment rate of interest, which is currently 0.05% Gross§ p.a./AER† (variable), shall apply.	Annual: Interest is paid annually on 1 January. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £10. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).

Premier Current
Investment	Gross Rate§ p.a. /AER†% (variable)	Withdrawal Terms	Payment of Interest
£150,000+ £100,000+ £25,000+ £100+	Current Previous 1.25 1.25 0.85 0.85 0.30 0.30 0.05 0.05	Unlimited withdrawals can be made without notice or loss of interest. The minimum balance of £100 must be maintained in order to receive the interest rate detailed opposite.	Annual: Interest is paid annually on 1 September.
Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).

§ Gross means the rate of interest payable before the deduction of income tax at the rate specified by law. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.