Our mortgage range

• Fixed Rate mortgages

  Your monthly payments will stay the same during the fixed term period, whether interest rates go up or down.

  Fixed Rate mortgages

• Buy to Let mortgages

  We have a wide range of Buy to Let mortgages to choose from. They’re designed for people buying or remortgaging a property to rent out.

  Buy to Let mortgages

• Shared Ownership mortgages

  Depending on where you buy, a Shared Ownership mortgage could significantly reduce the size of your deposit - an option for getting your foot on the property ladder.

  Shared Ownership mortgages

• Interest Only mortgages

  You’d be making monthly payments towards the interest on the amount you’ve borrowed. Then at the end of your mortgage term, you’ll repay the full amount borrowed. You’d be expected to have a credible repayment strategy in place, showing how you’d repay the loan at this point.

  Interest Only mortgages

• Discounted Rate mortgages

  To help keep costs down when you’re setting up your new home, your variable interest rate is reduced for a set time. It then increases for the remainder of the mortgage period.

  Discounted Rate mortgages

• Variable Rate mortgages

  Unlike fixed rates, the interest rate can go up as well as down. These rates usually apply once your mortgage deal comes to an end, like when a fixed rate term finishes. However some people might prefer these mortgages, because they usually come with no early repayment charges.

  Variable Rate mortgages

• Holiday Let mortgages

  If you’re buying a holiday home to let out to others, or for yourself, take a look at our specially designed Holiday Let mortgages. For properties bought in England, Scotland or Wales.

  Holiday Let mortgages

• Right to Buy mortgages

  We’ve got a range of mortgages supporting the government’s Right to Buy scheme. This scheme is designed to help you buy the home you currently rent at a discount price.

  Right to Buy mortgages

• Second Home mortgages

  A range specifically for people buying a second residential home. Whether it’s because of your work circumstances, or for your family, we may be able to help.

  Second Home mortgages