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Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed Rate Mortgages

With our Fixed Rate mortgages, your repayments will stay the same during the fixed term period, helping you to plan ahead. No need to worry about interest rates going up, as you can fix the rate for a term between 2 and 10 years. However if interest rates go down you will not receive the benefit of this during the fixed rate period. You should also be aware that some fixed rate mortgages include early repayment charges. After the fixed rate period, your repayments will revert to our standard variable rate.

You can choose from applying online¹ (unless stated below), in branch or over the phone, and can even use our mortgage calculator and get a decision in principle today.

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

2 year Fixed Rate

Initial rate fixed up to and inc. 30/06/17 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
5.24% 5.69% 5.9% 95% £999 View
Max loan amount £300,000 / For house purchases only / Not available in Northern Ireland
Initial rate fixed up to and inc. 30/04/17 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
1.74%** 5.69% 5.1% 65% £999 View
Fees Assisted / Max loan amount £500,000
1.99%** 5.69% 5.2% 75% £999 View
Fees Assisted / Max loan amount £500,000
2.09%** 5.69% 5.2% 80% £999 View
Max loan amount £500,000
2.49% 5.69% 5.3% 85% £999 View
Max loan amount £500,000
3.79% 5.69% 5.6% 90% £999 View
Max loan amount £400,000 / Not available in Northern Ireland
2.04%** 5.69% 5.2% 65% £199 View
Fees assisted / Max loan amount £500,000
2.24%** 5.69% 5.2% 75% £199 View
Fees assisted / Max loan amount £500,000
2.44%** 5.69% 5.2% 80% £199 View
Fees assisted / Max loan amount £500,000
2.89%** 5.69% 5.3% 85% £199 View
Fees assisted / Max loan amount £500,000
Initial rate fixed up to and inc. 31/03/17 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.84%** 5.69% 5.3% 80% £0 View
Fees assisted / Max loan amount £500,000 / £500 Cashback upon completion
RATES CORRECT AS AT 21 MAR 2015

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. The product arrangement fee is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 31/03/17 tapered Early Repayment Charges apply up to and including 31 Mar 2017.
  • For fixed rates up to and including 30/04/17 tapered Early Repayment Charges apply up to and including 30 Apr 2017.
  • For fixed rates up to and including 30/06/17 tapered Early Repayment Charges apply up to and including 30 Jun 2017.
  • For fixed rate mortgages over 85% LTV up to and including 90% LTV a maximum loan size of £400,000 applies.
  • For fixed rate mortgages over 90% LTV up to and including 95% LTV a maximum loan size of £300,000 applies.
  • Interest calculated daily.
  • These products are not available to interest only applications.

**Free standard valuation up to £560 and fees assisted in-house legal services for standard re-mortgages.
¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 08450 50 50 75.

3 year Fixed Rate

Initial rate fixed up to and inc. 30/04/18 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.29% 5.69% 5.0% 75% £999 View
Max loan amount £500,000
2.74% 5.69% 5.1% 80% £999 View
Max loan amount £500,000
3.09% 5.69% 5.2% 85% £999 View
Max loan amount £500,000
2.39%** 5.69% 5.0% 65% £199 View
Fees assisted / Max loan amount £500,000
2.59%** 5.69% 5.0% 75% £199 View
Fees assisted / Max loan amount £500,000
2.94%** 5.69% 5.1% 80% £199 View
Fees assisted / Max loan amount £500,000
3.39%** 5.69% 5.2% 85% £199 View
Fees assisted / Max loan amount £500,000
Initial rate fixed up to and inc. 31/03/18 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
3.24%** 5.69% 5.2% 80% £199 View
Fees assisted / Max loan amount £500,000 / £1,000 Cashback upon completion
RATES CORRECT AS AT 7 FEB 2015

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. The product arrangement fee is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 30/04/18 tapered Early Repayment Charges apply up to and including 30 Apr 2018.
  • For fixed rates up to and including 31/03/18 tapered Early Repayment Charges apply up to and including 31 Mar 2018.
  • Interest calculated daily.
  • These products are not available to interest only applications.

**Free standard valuation up to £560 and fees assisted in-house legal services for standard re-mortgages.
¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 08450 50 50 75.

5 year Fixed Rate

Initial rate fixed up to and inc. 31/05/20 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.74%† 5.69% 4.6% 75% £999 View
Fees assisted / Minimum loan amout £500,000 / Max loan amount £1.25m up to 65%, £1m up to 75%
Initial rate fixed up to and inc. 30/04/20 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.34%* 5.69% 4.5% 65% £1,999 View
Max loan amount £500,000
2.49%* 5.69% 4.5% 75% £1,999 View
Max loan amount £500,000
2.59%* 5.69% 4.6% 80% £1,999 View
Max loan amount £500,000
2.49% 5.69% 4.5% 65% £999 View
Max loan amount £500,000
2.64% 5.69% 4.6% 75% £999 View
Max loan amount £500,000
2.79% 5.69% 4.6% 80% £999 View
Max loan amount £500,000
3.09% 5.69% 4.8% 85% £999 View
Max loan amount £500,000
2.74%** 5.69% 4.6% 65% £199 View
Fees Assisted / Max loan amount £500,000
2.84%** 5.69% 4.6% 75% £199 View
Fees assisted / Max loan amount £500,000
2.99%** 5.69% 4.7% 80% £199 View
Fees assisted / Max loan amount £500,000
3.49%** 5.69% 4.9% 85% £199 View
Fees assisted / Max loan amount £500,000
Initial rate fixed up to and inc. 31/03/20 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
3.69%** 5.69% 5.0% 80% £0 View
Fees Assisted / Max loan amount £500,000 / £500 Cashback upon completion
3.19%† 5.69% 4.8% 60% £0 View
Fees Assisted / Minimum loan amout £500,000 / Max loan amount £1,250,000
3.29%† 5.69% 4.8% 75% £0 View
Fees assisted / Minimum loan amout £500,000 / Max loan amount £1.25m up to 65%, £1m up to 75%
3.49%† 5.69% 4.9% 80% £0 View
Fees assisted / Minimum loan amout £500,000 / Max loan amount £750,000
RATES CORRECT AS AT 10 MAR 2015

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A booking fee of £199 is payable on application and is non-refundable, the product arrangement fee is also payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

  • No Higher Lending Charge
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • For initial rates up to and including 31/05/20 tapered early repayment charges apply up to and including 31 May 2020.
  • For initial rates up to and including 30/04/20 tapered early repayment charges apply up to and including 30 Apr 2020.
  • For initial rates up to and including 31/03/20 tapered early repayment charges apply up to and including 31 Mar 2020.
  • Interest calculated daily
  • These products are not available to interest only applications.

†Free standard valuation up to £950 & fees asssited in-house legal services for standard re-mortgages.
*Free standard valuation up to £560.
**Free standard valuation up to £560 and fees assisted in-house legal services for standard re-mortgages.

10 year Fixed Rate

Initial rate fixed up to and inc. 31/03/25 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
3.99% 5.69% 4.7% 80% £800 View
Max loan amount £500,000
3.14%** 5.69% 4.0% 65% £0 View
Fees Assisted / Max loan amount £500,000
RATES CORRECT AS AT 21 JAN 2015

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. The product arrangement fee is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Mar 2025.
  • Interest calculated daily.
  • These products are not available to interest only applications.

**Free standard valuation up to £560 & Fees Assisted in-house legal services for standard re-mortgages.
¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 08450 50 50 75.