If your client’s looking for a new product with us, use our rate switch service. Available for all like for like rate switches, it’s a quick and easy way to transfer.
Our existing customer deals are the same or better than those for new customers.
Simple and straightforward process
No affordability or credit checks
No valuation or legal fees
Quick offer turnaround
We will pay 0.20% procuration fee
Existing mortgage account numberPostcode of the mortgaged propertyNames and date of birth for all applicants on the mortgage - not needed for Limited Company Buy to Let clientsCompany name - Limited Company Buy to Let clients onlyIf your client has a Limited Company Buy to Let mortgage, apply through Mortgage Extra.
This is not for Limited Company Buy to Let mortgages.
In some cases your client may need to contact us directly on 03450 505 075 for their rate switch.
Unfortunately in these circumstances we can’t pay you a procuration fee.
To ensure your client's new deal starts right after their current one ends, submit your application on or before the 10th of the month their current deal ends.
Example: Mortgage deal ends 31 January, so their application needs to be submitted on or before the 10 January.
To ensure your client’s new deal starts right after the current one ends, submit your application at least eight full working days before their current deal ends. If you need to make changes to a rate switch you’ve already submitted, please give us at least three working days’ notice before the relevant cut-off date. This gives us enough time to cancel the switch and to process your changes.
In some cases, such as when a valuation is needed, more processing time may be required which could delay the new deal until the start of the following month.
| Mortgage deal end date | New mortgage deal start date | Final date to submit your rate switch |
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Mortgage rate end date: (Required)
Select a date
| Mortgage deal end date: | |
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| New Mortgage deal start date: | |
| Final date to submit your rate switch: |
£200 cashback available on mortgage deals chosen on or after 2 June 2026. Cashback can be withdrawn at any time and without notice.
Cashback will be paid within 30 days of completion of the new deal.
We’ll send the payment directly to the bank account the client uses for their mortgage Direct Debit. If the client don’t currently have an active Direct Debit, we'll contact them to pay the cashback via a different method.
Only one cashback payment is available per mortgage deal, and is not available to Limited Company Buy to Let mortgages.
If the chosen deal includes a product fee, the cashback can’t be used towards this fee.
Rate switch products (Excel, 0.2MB)
Rate switch dates