§ Gross means the rate of interest payable before the deduction of income tax. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the UK Building Societies' Association. The Society is a participant in the UK Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 or €50,000 (whichever figure is higher on the day of default) of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society's main business is the provision of savings products, mortgages and general insurance. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training).

Leeds Building Society is authorised and regulated by the UK Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234. The Society is authorised under the Financial Services (Banking) Act (1992) Gibraltar.

Other taxes or costs may exist that are not paid by Leeds Building Society.