How savings should be
When it comes to stashing away your hard-earned cash, we’ve got a clear idea of how savings should be.
Read moreWhether you’re saving for something special or just for a rainy day, here you’ll find hints and tips on how to make the most of your savings.
When it comes to stashing away your hard-earned cash, we’ve got a clear idea of how savings should be.
Read moreSo, you’ve decided to take the plunge and transfer your ISA. Maybe you’ve found a better deal, want to consolidate your savings or just fancy a change. Making this move can be a smart financial decision – but before you dive in, let’s break down the ins and outs of ISA transfers.
Read moreIn the showdown between Individual Savings Accounts (ISAs) and other savings accounts, you need to find the right fit for your finances. But what’s the difference between the two? Let’s break it down in plain English, so you can make the right call for your cash.
Read moreThink of an ISA (Individual Savings Account) as a special piggy bank where the money you put in can earn interest tax-free*. But there’s a limit on how much you can save in this piggy bank each year – this is your annual ISA allowance.
Read moreYou’ve probably seen the terms ‘ISA’ and ‘bond’ when looking at savings accounts. But do you know the difference between the two types of account? Read on to find out.
Read moreSaving for your children's future is something every parent wants to do. Building a nest egg for your kids means they'll have some vital financial help as they get older – and learn some valuable lessons about money along the way. What's more, you can enjoy some much-needed peace of mind knowing you've provided them with a springboard into adulthood.
Read moreWhat’s the best savings account for your needs? For most people, the first thing to look at when choosing a new account is the interest rate. And that's understandable, as we want to get the best return possible on our investments. But selecting the right account for you comes down to more than just interest rates.
Read moreAn individual savings account (ISA) can be used for a range of savings ambitions. Different types of ISAs can provide various levels of flexibility – and you don't necessarily need a large sum of money to open an account.
Read moreMoney management is a valuable skill for any financially independent person. It's something you're introduced to as you're growing up, from saving up pocket money to figuring out how you're going to spend your first pay packet from your weekend job.
Read moreIf it doesn’t seem like your money stretches as far as it used to, this is likely due to inflation. The continuous rises in inflation over the past 12 months have driven us to a cost of living crisis and caused interest rates to go up. But what does this gloomy economic picture mean if you’re a saver?
Read moreThere are two main types of cash ISA interest rates: fixed rate and variable rate. Fixed rate cash ISAs make up the majority of what we offer, and here we explain what they are and how they work.
Read moreAt Leeds Building Society, we aim to help thousands of people onto the property ladder each year. Shared Ownership is growing in popularity as a way for some first time buyers to own a home. And if you have a Shared Ownership mortgage, 'staircasing' could be the key to taking your home ownership journey a step further.
Read moreYour property could be repossessed if you don't keep up your mortgage repayments.
When it comes to finding an account to help to grow your savings, a good option could be a fixed rate bond. The concept of a fixed rate bond is fairly simple – put aside your money for a set amount of time and, in return, you'll get a fixed interest rate on your savings.
Read moreIf you're looking for a place to grow your savings, a Cash ISA might provide a solution. It’s the most popular type of ISA in the UK.
Read moreIn this digital age, more and more of us are using tech to manage our finances, whether it’s transferring a few spare pounds to a savings account or paying for something using an app. However, over half of our members are still using money boxes to save cash, a tradition which has existed for generations and is still being practised by today’s youngsters.
Read moreWith more and more people turning to mobile savings apps to manage their money, we thought now would be the ideal opportunity to explore their pros and cons…
Read moreEver looked closely at the notes in your wallet or purse? We’re sure you notice the number, but what about the faces staring back at you?
Read moreSaving money each month is easy once you get into the habit. Here's how you can get started...
Read moreThere are many reasons we might struggle to save money: a lack of willpower, the easy access of online shopping, the ever-increasing use of credit cards. But there are other, more surprising, factors at work too - including the language you speak.
Read moreSaving money can be challenging but we're committed to helping you do it. That's why we’ve teamed up with consultant psychologist and author of Willpower for Dummies, Dr. Frank Ryan, to share some top tips on how spenders can become savers.
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