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Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let Mortgages

With savings and pensions not having the same earnings potential as they used to, an increasing number of people are using their assets to purchase properties to rent out. We have a wide range of Buy to Let (BTL) mortgage options to choose from, which are available for house purchases, or for customers remortgaging from another lender. If you’re unsure about how much you can borrow, our Buy to Let calculator will help provide an estimate.

You can choose from applying online, in branch or over the phone, and can even use our buy to let mortgage calculator and get a decision in principle today.

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

2 year Fixed Rate BTL Mortgages

Initial rate fixed up to and inc. 31/03/17 Then our BTL Variable Rate less 1% discount up to and inc. 31/03/20, (currently) Then our BTL Variable Rate thereafter, (currently) Overall cost for comparison (APR) Max LTV Product arrangement fee
2.59% 4.99% 5.99% 5.4% 70% £1,800 View
Max loan amount £500,000
2.49%** 4.99% 5.99% 5.3% 60% £1,300 View
Max loan amount £500,000
2.69%** 4.99% 5.99% 5.3% 60% £800 View
Max loan amount £500,000
2.89%** 4.99% 5.99% 5.4% 70% £800 View
Max loan amount £500,000
2.99%** 4.99% 5.99% 5.3% 60% £0 View
Max loan amount £500,000
3.09%** 4.99% 5.99% 5.4% 70% £0 View
Max loan amount £500,000
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. If a product arrangement fee applies this is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Mar 2017.
  • Interest calculated daily.
  • Maximum loan £500,000.

** Free standard valuation up to £560 and fees assisted in-house legal services for standard re-mortgages.

3 year Fixed Rate BTL Mortgages

Initial rate fixed up to and inc. 31/03/18 Then our BTL Variable Rate less 1% discount up to and inc. 31/03/20, (currently) Then our BTL Variable Rate thereafter, (currently) Overall cost for comparison (APR) Max LTV Product arrangement fee
3.09% 4.99% 5.99% 5.3% 70% £800 View
Max loan amount £500,000
3.29%** 4.99% 5.99% 5.3% 70% £0 View
Fees assisted / Max loan amount £500,000
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.If a product arrangement fee applies this is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Mar 2018.
  • Interest calculated daily.
  • Maximum loan £500,000.

** Free standard valuation up to £560 & Fees Assisted in-house legal services for standard re-mortgages.

5 year Fixed Rate BTL Mortgages

Initial rate fixed up to and inc. 31/03/20 Then our BTL Variable Rate thereafter, (currently) Overall cost for comparison (APR) Max LTV Product arrangement fee
3.69% 5.99% 5.2% 60% £800 View
Max loan amount £500,000
3.89% 5.99% 5.3% 70% £800 View
Max loan amount £500,000
3.79%** 5.99% 5.2% 60% £0 View
Fees assisted / Max loan amount £500,000
3.99%** 5.99% 5.3% 70% £0 View
Fees assisted / Max loan amount £500,000
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. If a product arrangement fee applies this is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Mar 2020.
  • Interest calculated daily.
  • Maximum loan £500,000.

** Free standard valuation up to £560 & Fees Assisted in-house legal services for standard re-mortgages.

Variable Rate BTL Mortgages

Our BTL Variable Rate applies for the term of the mortgage, (currently) Overall cost for comparison (APR) Max LTV Product arrangement fee
5.99% 6.3% 70% £1,350 View
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. If a product arrangement fee applies this is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • Unlimited capital repayments are allowed.
  • Maximum loan £500,000.

2 year Discounted BTL Rate

Our BTL Variable Rate less 3.34% discount for 2 years, (currently) Then our BTL Variable Rate less 1% discount for 3 years, (currently) Then our BTL Variable Rate thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.65% 4.99% 5.99% 5.3% 60% £0 View
Fees Assisted / Maximum Loan Size £500,000
Our BTL Variable Rate less 3.20% discount for 2 years, (currently) Then our BTL Variable Rate less 1% discount for 3 years, (currently) Then our BTL Variable Rate thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.79% 4.99% 5.99% 5.3% 70% £0 View
Fees Assisted / Maximum Loan Size £500,000
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. If a product arrangement fee applies this is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • Free standard valuation up to £560.
  • Fees Assisted in-house legal services for standard remortgages.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply for the first 2 years.
  • Interest calculated daily.
  • Maximum loan £500,000.