2 Year Fixed Rate Mortgages

Our fixed rate mortgages give you peace of mind that your monthly mortgage payments will not change during the fixed rate period.

Our 2 year fixed rate mortgages ensure that the interest rate you pay every month remains the same for 2 years.

These products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise).

These products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages »

Rates correct as at 3 April 2013

2 Year Fixed Rate up to and including 30 June 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value*
2.53% 3.03% 3.73% Fixed up to and including 30/06/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.5% APR 5.7% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 June 2015. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Completion Fee for loans over £500,000: 1% of loan Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Fees Assisted 2 Year Fixed Rate up to and including 30 June 2015
Initial Rate	Then changing to the Society's Standard Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value*
2.78% 3.28% 4.03% Fixed up to and including 30/06/2015	5.69% 5.69% 5.69% For the remaining term of the mortgage	5.4% APR 5.5% APR 5.6% APR	75% 80% 85%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Tapered Early Repayment Charges apply up to and including 30 June 2015. For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08450 50 50 75		Apply at your local branch