Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

We know what every first time buyer really wants is the keys to the door. Most of us dream of owning our own home – our first time buyer guide can help you get there.

This guide explains some of the key steps you need to take to find your first home, find the money to pay for it, get through all the paperwork and protect you and your new home for the future.
Don't be daunted. We're here to help you through it. Follow our straightforward guide and you could be walking through that door sooner than you think.

1. Finding a home

Where should you buy?
What should you buy?
How do you put in an offer?

Find out more

2. Mortgage information

Work out what kind of mortgage suits you. See if special deals for first time buyers can help. Get tips on how to apply successfully.
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3. The costs of buying

Searches, surveys, solicitors and stamp duty can all bite into your budget. We'll show you some useful ways to help you plan ahead.
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4. Legal matters

We'll explain what happens and when and why it's so important to get those legal details straight before you move ahead.
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5. Insurance & protection 

It's important to have a plan in place, just in case the worst should happen. Discover why some protection is essential.
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In respect of life and critical illness cover the Society introduces to Legal & General. Legal & General offer a 'restricted advice' service, which means that they can only offer products and services from Legal & General and selected fund managers.