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Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages up to 95% LTV

You’ll be pleased to learn that we now offer a number of mortgages, some of which are available up to 95% loan to value.

These products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise).

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

2 year Fixed Rate

Initial rate fixed up to and inc. 30/04/17 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
3.99% 5.69% 5.6% 90% £999 View
Max loan amount £400,000 / Not available in Northern Ireland
4.99% 5.69% 5.8% 95% £999 View
Max loan amount £300,000 / For house purchases only / Not available in Northern Ireland
RATES CORRECT AS AT 21 FEB 2015

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A booking fee of £199 is payable on application and is non-refundable, the product arrangement fee is also payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 30 Apr 2017.
  • Interest calculated daily.
  • These products are not available to interest only applications.

2 year Discounted Rates

Initial rate variable for the first 2 years, (currently) Terms Then our SVR less 1% discount for 3 years, (currently) Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV Product Arrangement Fee
2.55% Our SVR less 3.14% 4.69% 5.69% 5.1% 90% £800 View
Max loan amount £400,000 / Not available for properties mortgaged in Northern Ireland
3.55% Our SVR less 2.14% 4.69% 5.69% 5.3% 95% £800 View
Max loan amount £300,000 / Not available for properties mortgaged in Northern Ireland / For house purchases only
2.99%** Our SVR less 2.70% 4.69% 5.69% 5.1% 90% £500 View
Fees Assisted / Not available for properties mortgaged in Northern Ireland / Max loan amount £400,000
3.99%* Our SVR less 1.70% 4.69% 5.69% 5.3% 95% £500 View
Fees assisted / Max loan amount £300,000 / Not available for properties mortgaged in Northern Ireland / For house purchases only
RATES CORRECT AS AT 31 DEC 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. The product arrangement fee is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply for the first 2 years.
  • Interest calculated daily.
  • These products are not available to interest only applications.

* Free standard valuation up to £560.
** Free standard valuation up to £560 & Fees Assisted in-house legal services for standard re-mortgages.

¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 08450 50 50 75.