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Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages up to 95% LTV

You’ll be pleased to learn that we now offer a number of mortgages, some of which are available up to 95% loan to value.

These products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise).

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

3 year Fixed Rate

Initial rate fixed up to and inc. 31/10/17 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV* Product arrangement fee
3.99% 5.69% 5.5% 90% £800 View
Max loan amount £400,000 / Not available to properties mortgaged in Northern Ireland
4.29%** 5.69% 5.5% 90% £0 View
Fees assisted / Max loan amount £400,000 / Not available to properties mortgaged in Northern Ireland
RATES CORRECT AS AT 25 JUL 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

These products are only available for house purchases or for customers remortgaging from another lender. A booking fee of £199 is payable on application and is non-refundable, the product arrangement fee is also payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Oct 2017.
  • Maximum loan £400,000.
  • Interest calculated daily.
  • Not available to properties mortgaged in Northern Ireland.
  • Not available online.

*Lower limits apply to interest only and part-interest only mortgages. For more information, call us direct on 08450 50 50 75. Lines are open 8am to 8pm seven days a week.
** Free standard valuation up to £335 & free in-house legal services for standard re-mortgages.

5 year Fixed Rate

Initial rate fixed up to and inc. 31/10/19 Then our SVR thereafter, (currently) Overall cost for comparison (APR) Max LTV* Product arrangement fee
4.49%† ‡ 5.69% 5.4% 90% £800 View
Cannot be applied online / Not available for properties mortgaged in Northern Ireland
5.19%† ‡ 5.69% 5.7% 95% £800 View
Cannot be applied online / Not available for properties mortgaged in Northern Ireland
4.79%† ‡** 5.69% 5.5% 90% £0 View
Cannot be applied online / Not available for properties mortgaged in Northern Ireland
5.69%† ‡** 5.69% 5.9% 95% £0 View
Cannot be applied online / Not available for properties mortgaged in Northern Ireland
RATES CORRECT AS AT 24 JUL 2014

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

These products are only available for house purchases or for customers remortgaging from another lender. A booking fee of £199 is payable on application and is non-refundable, the product arrangement fee is also payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% Capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 31 Oct 2019.
  • Interest calculated daily.

*Lower limits apply to interest only and part-interest only mortgages. For more information, call us direct on 08450 50 50 75. Lines are open 8am to 8pm seven days a week.
**Free standard valuation up to £335 & Free in-house legal services for standard re-mortgages.
†For fixed rate mortgages between 85% LTV and 90% LTV, a maximum loan size of £400,000 applies.
‡For fixed rate mortgages between 90% LTV and 95% LTV, a maximum loan size of £300,000 applies.