You'll be pleased to learn that we now offer a number of mortgages, which are available up to 95% loan to value.
These products are available for house purchases or for customers remortgaging from another lender (unless stated otherwise).
These products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages ».
Rates correct as at 3 April 2013
| 95% LTV Variable Rate | ||
|---|---|---|
| The Society's Standard Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.69%
For the term of the mortgage |
6.1% APR |
95% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first 2 years.
Maximum loan £300,000. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
 This product cannot be applied for online. To apply for this product, please call our Mortgage Hotline on 08450 50 50 75 |
 Call our Mortgage Hotline 08450 50 50 75
|
|
| 5 Year Fixed Rate up to and including 30 June 2018 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.99%
Fixed up to and including 30/06/2018 |
5.69%
For the remaining term of the mortgage |
6.2% APR |
95% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| The rate shown in the "Initial Rate" column includes a 0.24% discount for taking our HomeCover (Buildings and Contents) Insurance. If the HomeCover Insurance is not taken, the discount will not apply. The discount is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages between 85% loan to value and 90% loan to value, a maximum loan size of £400,000 applies.
For fixed rate mortgages between 90% loan to value and 95% loan to value, a maximum loan size of £300,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
|
This product cannot be applied for online. To apply for this product, please call our Mortgage Hotline on 08450 50 50 75 |
Call our Mortgage Hotline 08450 50 50 75
|
||
| Fees Assisted 5 Year Fixed Rate up to and including 30 June 2018 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
6.39%
Fixed up to and including 30/06/2018 |
5.69%
For the remaining term of the mortgage |
6.4% APR |
95% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| The rate shown in the "Initial Rate" column includes a 0.24% discount for taking our HomeCover (Buildings and Contents) Insurance. If the HomeCover Insurance is not taken, the discount will not apply. The discount is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages between 85% loan to value and 90% loan to value, a maximum loan size of £400,000 applies.
For fixed rate mortgages between 90% loan to value and 95% loan to value, a maximum loan size of £300,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
This product cannot be applied for online. To apply for this product, please call our Mortgage Hotline on 08450 50 50 75 |
Call our Mortgage Hotline 08450 50 50 75
|
||
Some Leeds Building Society mortgages are discounted if HomeCover (Buildings and Contents Insurance) is also taken out with the Society. This is detailed in the "HomeCover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Initial Rate" column. The discount is subject to eligibility criteria and acceptance by the insurer.
Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE for standard re-mortgages on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. Free in-house legal services are not available on certain products including shared ownership if you are increasing your share of the property, buy to let in Northern Ireland or Self-build.
As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:
Find out more about the Loyalty Reward Mortgage Scheme »
Please contact your local branch or call us direct on 08450 50 50 75. Lines are open 8am to 8pm seven days a week.
*Lower limits apply to Interest only and part-interest only mortgages. Please read our important information on interest only mortgages »
The products and services on this site are available to UK residents only. Applicants must be aged 18 or over and a full appraisal of your financial commitments will be made. Mortgages are subject to eligibility, status and financial standing. Mortgages that are for Buy to Let properties are regulated by the Consumer Credit Act 1974 and not by the Financial Services Authority.
Leeds Building Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including colleague training).
The Society's main business is the provision of savings products, mortgages and general insurance.
Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA Register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234. Mortgages which are for Buy to Let properties are regulated under the Consumer Credit Act 1974 and not by the Financial Services Authority.
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