Mortgages

Rates correct as at 3 February 2012

These products are only available for house purchases or for customers remortgaging from another lender.

If you want to get an idea of how much you may be able to borrow with our Buy to Let mortgage range, our Buy to Let calculator can help.

Buy to Let 2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.89% 3.99% 4.39% Fixed up to and including 30/04/2014	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.0% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to 65% Loan to Value: £1,300 Completion Fee for loans from 66% to 70% Loan to Value: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.69% Fixed up to and including 28/02/2014	5.99% For the remaining term of the mortgage	6.3% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 30 April 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.49% 4.59% 4.99% Fixed up to and including 30/04/2014	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.1% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2014. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 28 February 2014
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.99% Fixed up to and including 28/02/2014	5.99% For the remaining term of the mortgage	6.3% APR	80%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2014. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.99% 4.19% 4.59% Fixed up to and including 30/04/2015	5.99% 5.99% 5.99% For the remaining term of the mortgage	5.8% APR 5.9% APR 6.0% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2015. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to 65% Loan to Value: £1,300 Completion Fee for loans from 66% to 70% Loan to Value: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 3 Year Fixed Rate up to and including 30 April 2015
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.69% 4.79% 5.19% Fixed up to and including 30/04/2015	5.99% 5.99% 5.99% For the remaining term of the mortgage	6.0% APR 6.0% APR 6.1% APR	60% 65% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 30 April 2015. Maximum loan £500,000. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
4.99% Fixed up to and including 28/02/2017	5.99% For the remaining term of the mortgage	6.0% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £800 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Fees Assisted 5 Year Fixed Rate up to and including 28 February 2017
Initial Rate	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.49% Fixed up to and including 28/02/2017	5.99% For the remaining term of the mortgage	6.1% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply up to and including 28 February 2017. Maximum loan £500,000. FREE standard valuation up to £335. FREE in-house legal services for standard re-mortgages.		Booking Fee: £199 (Payable on application - non-refundable) Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let 2.00% 2 Year Discount
Initial Rate is the Society's Buy to Let Variable Rate less a discount of 2.00%, currently	Then changing to the Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
3.99% For 2 years	5.99% For the remaining term of the mortgage	6.1% APR	70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:		Fees
No Discount is available on this product.	No Higher Lending Charge. 10% capital repayments are allowed each year without incurring an Early Repayment Charge. Tapered Early Repayment Charges apply for the first 2 years. Maximum loan £500,000.		Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000: £1,050 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48		Apply at your local branch

Buy to Let Variable Rate
The Society's Buy to Let Variable Rate, which is currently	The overall cost for comparison is	Maximum Loan To Value
5.99% 5.99% For the term of the mortgage	6.4% APR 6.6% APR	60% 70%
HomeCover Discount (Buildings and Contents Insurance)	Additional Features:	Fees
No Discount is available on this product.	No Higher Lending Charge. Unlimited capital repayments allowed. Maximum loan £500,000.	Booking Fee: £199 (Payable on application - non-refundable) Completion Fee for loans up to £500,000 (Maximum 60% Loan To Value): £800 Completion Fee for loans up to £500,000 (Maximum 70% Loan To Value): £1,350 Redemption Fee: £199
Apply Online	Call our Mortgage Hotline 08452 34 40 48	Apply at your local branch

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if HomeCover (Buildings and Contents Insurance) is also taken out with the Society. This is detailed in the "HomeCover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Initial Rate" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE for standard re-mortgages on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. Free in-house legal services are not available on certain products including shared ownership if you are increasing your share of the property, buy to let in Northern Ireland or Self-build.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

• Fast application service
• Full advice available on your mortgage
• Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

View our Buy to Let Conditions for mortgage offer document »

Any Questions?

Please contact your local branch or call us direct on 08452 34 40 48. Lines are open 8am to 8pm seven days a week.