Mortgages

Shared Ownership/Shared Equity Mortgage Rates

Rates correct as at 14 June 2013

These products are only available for house purchases.

These products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages »

A Helping Hand for first time buyers

If you are looking to buy your first property you'll be pleased to learn that there is a new initiative that may help you get on the housing ladder. View the councils currently participating in our helping hand mortgage scheme »

The overall cost for comparison is 5.9% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Shared Ownership 2 Year Fixed Rate up to and including 31 August 2015 (This product is not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
 To Value*
4.39%
Fixed up to and including 31/08/2015
5.69%
For the remaining term of the mortgage
5.9% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Shared Ownership 2 Year Fixed Rate up to and including 31 August 2015 (This product is not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
4.79%
Fixed up to and including 31/08/2015
5.69%
For the remaining term of the mortgage
5.9% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
85% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Shared Ownership 3 Year Fixed Rate up to and including 31 August 2016 (This product is not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
4.99%
Fixed up to and including 31/08/2016
5.69%
For the remaining term of the mortgage
5.9% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
90% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2016.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Shared Ownership 3 Year Fixed Rate up to and including 31 August 2016 (This product is not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
5.29%
Fixed up to and including 31/08/2016
5.69%
For the remaining term of the mortgage
5.9% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2016.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Shared Ownership 2 Year Variable Rate (This product is not Portable and not available in Scotland)
The Society's Buy to Let Variable Rate, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
5.69%
for 2 years
5.69%
For the remaining term of the mortgage
6.0% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2015
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Shared Ownership 2 Year 0.80% Discount (This product is not Portable and not available in Scotland)
Initial Rate is the Society's Standard Variable Rate less a discount of 0.80%, currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
4.89%
for 2 years
5.69%
For the remaining term of the mortgage
5.9% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply for the first 2 years.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 31 May 2016 (not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
6.69%
Fixed up to and including 31/05/2016
5.69%
For the remaining term of the mortgage
6.3% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Tapered Early Repayment Charges apply up to and including 31 May 2016.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 31 May 2016 (not portable and only available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value*
6.69%
Fixed up to and including 31/05/2016
5.69%
For the remaining term of the mortgage
6.3% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Only available in Scotland.
Tapered Early Repayment Charges apply up to and including 31 May 2016.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Hotline 08450 50 50 75
Sorry, this product is unavailable to apply for in branch
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. Find out more »

Existing Leeds Building Society mortgage customer moving home?

As an existing customer you may qualify for our Loyalty Reward Mortgage Scheme. Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 75. Lines are open 8am to 8pm seven days a week.

Maximum Loan to Value

*Lower limits apply to Interest only and part-interest only mortgages. Please read our important information on interest only mortgages »

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