Mortgages

Customer Mortgage Range
Rates correct as at 18 June 2010

Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

 

Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 31 July 2013 (not portable and not available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
7.89%	5.69%	6.7% APR	75%	No Higher Lending Charge. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 95% of borrower share available.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 4/3/2% of the amount redeemed.		31/07/2013	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 30 September 2013 (not portable and not available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
6.99%	5.69%	6.4% APR	75%	No Higher Lending Charge. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 80% of borrower share available.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 4/3/2% of the amount redeemed.		30/09/2013	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Shared Ownership SVR + 1.15% For 5 Years (not Portable and not available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
6.84%	5.69%	6.7% APR	75%	No Higher Lending Charge. £250 cashback. 95% of borrowers share available.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 2/3/3/3/2% of the amount redeemed.		First 5 years	None	Booking Fee: £199¹ Completion Fee for loans up to £500,000: £99 Completion Fee for loans over £500,000: 1% of loan
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not Portable and not available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
7.89%	5.69%	6.7% APR	90%	No Higher Lending Charge. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 90% of borrowers share available.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 4/3/2% of the amount redeemed.		30/04/2013	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not portable and only available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
7.99%	5.69%	6.7% APR	90%	No Higher Lending Charge. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 90% of borrowers share available. Only available in Scotland
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 4/3/2% of the amount redeemed.		30/04/2013	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable. Note: Only available for applications in conjunction with the Homestake / Lift scheme.

Shared Equity Affordable Housing 5 Year SVR + 1.15% For 5 Years (not Portable and not available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
6.84%	5.69%	6.7% APR	90%	No Higher Lending Charge. 90% of borrowers share available. £250 cashback.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 2/3/3/3/2% of the amount redeemed.		First 5 years	None	Booking Fee: £199¹ Completion Fee for loans up to £500,000: £99 Completion Fee for loans over £500,000: 1% of loan
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Scottish Homestake / Lift 5 Year SVR + 1.15% For 5 Years (not Portable and only available in Scotland)
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
6.64%	5.69%	6.7% APR	90%	No Higher Lending Charge. 90% of borrowers share available. £250 cashback.
Early Repayment Charges		Early Repayment Charges apply up to and Including	Homecover Discount	Fees
Tapered charges of 2/3/3/3/2% of the amount redeemed.		First 5 years	None	Booking Fee: £199¹ Completion Fee for loans up to £500,000: £99 Completion Fee for loans over £500,000: 1% of loan
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable. Note: Only available for applications in conjunction with the Homestake/ Lift scheme.

Read our Important Notes

What happens at the end of the Special Product Period?

At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Standard Variable Rate (SVR) applicable at the time (currently 5.69%).

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if Homecover (Buildings and Contents insurance) is also taken out with the society. This is detailed in the "Homecover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Gross" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. This service is not available on Buy to Let remortgages in Northern Ireland.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

• £200 cashback
• Fast application service
• Full advice available on your mortgage
• Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week