Rates correct as at 14 June 2013
First Time Buyer and Self Build mortgage products are only available for house purchases.
These products are not available where the property to be mortgaged is located in Northern Ireland. View our range of Northern Ireland Mortgages »
| 2 Year Fixed Rate up to and including 30 June 2015 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
2.53%
3.03%
3.73%
Fixed up to and including 30/06/2015 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.4% APR
5.5% APR
5.7% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000
applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08452 34 40 48
|
|||
| Fees Assisted 2 Year Fixed Rate up to and including 30 June 2015 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
2.78%
3.28%
4.03%
Fixed up to and including 30/06/2015 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
5.4% APR
5.5% APR
5.6% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 June 2015.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000
applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 3 Year Fixed Rate up to and including 30 June 2016 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
2.73%
3.83%
Fixed up to and including 30/06/2016 |
5.69%
5.69%
For the remaining term of the mortgage |
5.2% APR
5.5% APR |
75%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2016.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000
applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Fees Assisted 3 Year Fixed Rate up to and including 30 June 2016 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.03%
4.23%
Fixed up to and including 30/06/2016 |
5.69%
5.69%
For the remaining term of the mortgage |
5.2% APR
5.5% APR |
75%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and 30 June 2016.
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000
applies.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 5 Year Fixed Rate up to and including 30 June 2018 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.19%
Fixed up to and including 30/06/2018 |
5.69%
For the remaining term of the mortgage |
5.0% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
Maximum loan size of £750,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 5 Year Fixed Rate up to and including 30 June 2018 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.13%
3.93%
Fixed up to and including 30/06/2018 |
5.69%
5.69%
For the remaining term of the mortgage |
5.0% APR
5.2% APR |
70%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Fees Assisted 5 Year Fixed Rate up to and including 30 June 2018 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.43%
3.83%
4.53%
Fixed up to and including 30/06/2018 |
5.69%
5.69%
5.69%
For the remaining term of the mortgage |
4.9% APR
5.1% APR
5.4% APR |
75%
80%
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No discount is available on this product. An alternative product is available with a 0.24% discount on the rate in the “Initial Rate” column if you take our HomeCover (Buildings and Contents) Insurance. To take advantage of this product, please call our Insurance Team on 0113 225 7665. This offer is subject to eligibility criteria and acceptance by the insurer. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 June 2018.
For fixed rate mortgages up to 80% loan to value, a maximum loan size of £750,000 applies.
For fixed rate mortgages between 80% loan to value and 85% loan to value, a maximum loan size of £500,000 applies. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 10 Year Fixed Rate up to and including 30 June 2023 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.99%
Fixed up to and including 30/06/2023 |
5.69%
For the remaining term of the mortgage |
4.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2023.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £1,800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 10 Year Fixed Rate up to and including 30 June 2023 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.19%
Fixed up to and including 30/06/2023 |
5.69%
For the remaining term of the mortgage |
4.9% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply up to and including 30 June 2023.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year 2.84% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.84%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
2.85%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
| |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year 2.59% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.59%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.10%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.6% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year 2.09% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.09%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.60%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.6% APR |
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first 2 years.
Maximum loan size of £500,000
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Completion Fee: £800
|
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year Fees Assisted 2.69% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.69%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.00%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year Fees Assisted 2.29% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.29%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.40%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.6% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| 2 Year Fees Assisted 1.79% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 1.79%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.90%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.7% APR |
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply for the first 2 years.
Maximum loan size of £500,000
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Flexible Fees Assisted 2.30% 3 Year Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 2.30%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.39%
for 3 years |
5.69%
For the remaining term of the mortgage |
5.2% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
FREE standard valuation up to £335.
Unlimited capital repayments allowed.
No Early Repayment Charges.
Payment holidays are available subject to sufficient overpayments being made. Interest will be charged during any payment holiday period. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Buy to Let 2 Year Fixed Rate up to and including 31 August 2015 | ||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.40%
Fixed up to and including 31/08/2015 |
4.99%
up to and including 31/08/2018 |
5.99%
For the remaining term of the mortgage |
5.5% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Maximum loan £500,000.
Interest calculated daily. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let 2 Year Fixed Rate up to and including 31 August 2015 | ||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.99%
Fixed up to and including 31/08/2015 |
4.99%
up to and including 31/08/2018 |
5.99%
For the remaining term of the mortgage |
6.0% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Maximum loan £500,000. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let Fees Assisted 2 Year Fixed Rate up to and including 31 August 2015 | ||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.99%
Fixed up to and including 31/08/2015 |
4.99%
up to and including 31/08/2018 |
5.99%
For the remaining term of the mortgage |
5.7% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Maximum loan £500,000. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let 3 Year Fixed Rate up to and including 31 August 2016 | ||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.99%
5.29%
Fixed up to and including 31/08/2016 |
4.99%
4.99%
up to and including 31/08/2018 |
5.99%
5.99%
For the remaining term of the mortgage |
5.7% APR
6.1% APR |
75%
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2016.
Maximum loan £500,000. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let Fees Assisted 3 Year Fixed Rate up to and including 31 August 2016 | ||||
|---|---|---|---|---|
| Initial Rate | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.19%
Fixed up to and including 31/08/2016 |
4.99%
up to and including 31/08/2018 |
5.99%
For the remaining term of the mortgage |
5.7% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2016.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Maximum loan £500,000. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let 2.70% 2 Year Discount | ||||
|---|---|---|---|---|
| Initial Rate is the Society's Buy to Let Variable Rate less a discount of 2.70%, currently | Then changing to the Society's Buy to Let Variable Rate less a discount of 1.00%, giving a current rate of | Then changing to the Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.29%
For 2 years |
4.99%
For 3 years |
5.99%
For the remaining term of the mortgage |
5.5% APR |
70% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | ||
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
Maximum loan £500,000.
Interest calculated daily. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee: £800
Redemption Fee: £199 |
||
|
Call our Mortgage Hotline 08450 50 50 75
|
||||
| Buy to Let Variable Rate | ||
|---|---|---|
| The Society's Buy to Let Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.99%
5.99%
For the term of the mortgage |
6.4% APR
6.6% APR |
60%
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees |
| No Discount is available on this product. | No Higher Lending Charge. Unlimited capital repayments allowed.
Maximum loan £500,000.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000 (Maximum 60% Loan To Value): £800
Completion Fee for loans up to £500,000 (Maximum 80% Loan To Value): £1,350
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
||
| Offset Fees Assisted 2 Year 2.29% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Offset Variable Rate less a discount of 2.29%, currently | Then changing to the Society's Offset Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.40%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.5% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Offset 2 Year Fixed Rate up to and including 31 August 2015 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Offset Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
3.39%
Fixed up to and including 31/08/2015 |
5.69%
For the remaining term of the mortgage |
5.7% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Interest calculated daily |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Offset Variable Rate | ||
|---|---|---|
| The Society's Offset Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.69%
For the term of the mortgage |
6.1% APR |
80% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees |
| No Discount is available on this product. | No Higher Lending Charge.
Unlimited capital repayments allowed.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
||
| Shared Ownership 2 Year Fixed Rate up to and including 31 August 2015 (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.39%
Fixed up to and including 31/08/2015 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2015. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Ownership 2 Year Fixed Rate up to and including 31 August 2015 (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.79%
Fixed up to and including 31/08/2015 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
85% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2015. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £200
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Ownership 3 Year Fixed Rate up to and including 31 August 2016 (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.99%
Fixed up to and including 31/08/2016 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
90% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2016. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Ownership 3 Year Fixed Rate up to and including 31 August 2016 (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.29%
Fixed up to and including 31/08/2016 |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 August 2016. |
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £100
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Ownership 2 Year Variable Rate (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| The Society's Buy to Let Variable Rate, which is currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.69%
for 2 years |
5.69%
For the remaining term of the mortgage |
6.0% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
95% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply up to and including 31 May 2015 |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 | |
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Ownership 2 Year 0.80% Discount (This product is not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate is the Society's Standard Variable Rate less a discount of 0.80%, currently | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.89%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.9% APR |
75% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
80% of borrower share available.
FREE standard valuation up to £335.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 | |
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 31 May 2016 (not Portable and not available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
6.69%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
6.3% APR |
90% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Tapered Early Repayment Charges apply up to and including 31 May 2016. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 31 May 2016 (not portable and only available in Scotland) | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
6.69%
Fixed up to and including 31/05/2016 |
5.69%
For the remaining term of the mortgage |
6.3% APR |
90% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Only available in Scotland.
Tapered Early Repayment Charges apply up to and including 31 May 2016. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|
||
| Retirement Fees Assisted 2 Year Fixed Rate up to and including 31 August 2015 | |||
|---|---|---|---|
| Initial Rate | Then changing to the Society's Standard Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.49%
Fixed up to and including 31/08/2015 |
5.69%
For the remaining term of the mortgage |
5.8% APR |
70% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 August 2015. |
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
|
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Retirement Offset 2 Year 1.50% Discount | |||
|---|---|---|---|
| Initial Rate is the Society's Retirement Offset Variable Rate less a discount of 1.50%, currently | Then changing to the Society's Retirement Offset Variable Rate, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
4.19%
for 2 years |
5.69%
For the remaining term of the mortgage |
5.8% APR |
70% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees | |
| No Discount is available on this product. | No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment
Charge.
Tapered Early Repayment Charges apply for the first 2 years.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £300
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
|
Call our Mortgage Hotline 08450 50 50 75
|
|||
| Retirement Offset Variable Rate | ||
|---|---|---|
| The Society's Retirement Offset Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.69%
For the term of the mortgage |
6.1% APR |
70% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees |
| No Discount is available on this product. | No Higher Lending Charge.
Unlimited capital repayments allowed.
|
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
||
| Standard Variable Rate | ||
|---|---|---|
| The Society's Standard Variable Rate applies, which is currently | The overall cost for comparison is | Maximum Loan To Value* |
5.69%
For the term of the mortgage |
6.1% APR |
85% |
| HomeCover Discount (Buildings and Contents Insurance) | Additional Features: | Fees |
| No Discount is available on this product. | No Higher Lending Charge.
Unlimited capital repayments are allowed.
|
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199 |
|
Call our Mortgage Hotline 08450 50 50 75
|
||
Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. Find out more »
As an existing customer you may qualify for our Loyalty Reward Mortgage Scheme. Find out more about the Loyalty Reward Mortgage Scheme »
Please contact your local branch or call us direct on 08450 50 50 75. Lines are open 8am to 8pm seven days a week.
*Lower limits apply to Interest only and part-interest only mortgages. Please read our important information on interest only mortgages »