Online Mortgages

Mortgages

Online Mortgage Rates

Customer Mortgage Range
Rates correct as at 29 July 2010

Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

1 Year Fixed Rate up to and including 31 October 2011
Initial Rate Then changing to the Society's Standard Variable Rate less a discount of 2.19% which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan To Value
3.99%
Fixed up to and including 31/10/2011
3.50%
Up to and including 31 October 2013
5.69%
For the remaining term of the mortgage
5.3% APR
60%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 October 2013
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
1 Year Fixed Rate up to and including 31 October 2011
Initial Rate Then changing to the Society's Standard Variable Rate less a discount of 1.69% which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan To Value
4.49%
Fixed up to and including 31/10/2011
4.00%
Up to and including 31 October 2013
5.69%
For the remaining term of the mortgage
5.5% APR
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 October 2013
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
2 Year Fixed Rate up to and including 30 November 2012
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
3.23%
3.99%
5.53%
Fixed up to and including 30/11/2012
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.6% APR
5.8% APR
6.0% APR
75%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 November 2012
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Fees Assisted 2 Year Fixed Rate up to and including 30 November 2012
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.04%
5.18%
5.88%
Fixed up to and including 30/11/2012
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.8% APR
5.8% APR
6.0% APR
75%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 November 2012
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
3 Year Fixed Rate up to and including 31 July 2013
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
3.89%
4.74%
5.53%
Fixed up to and including 31/07/2013
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.5% APR
5.7% APR
6.0% APR
75%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 July 2013
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Fees Assisted 3 Year Fixed Rate up to and including 31 July 2013
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.63%
5.49%
6.03%
Fixed up to and including 31/07/2013
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.9% APR
6.0% APR
60%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 July 2013
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
3 Year Fixed Rate up to and including 31 July 2013
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.63%
5.23%
Fixed up to and including 31/07/2013
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.9% APR
60%
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
Unlimited capital repayments allowed.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
5 Year Fixed Rate up to and including 30 November 2015
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.83%
5.03%
5.73%
Fixed up to and including 30/11/2015
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.7% APR
6.0% APR
60%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
£1,000 cashback on completion
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 November 2015
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
5 Year Fixed Rate up to and including 30 November 2015
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.18%
4.83%
5.63%
Fixed up to and including 30/11/2015
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.4% APR
5.7% APR
6.0% APR
60%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 November 2015
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Fees Assisted 5 Year Fixed Rate up to and including 30 November 2015
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.19%
5.53%
6.23%
Fixed up to and including 30/11/2015
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.8% APR
6.1% APR
60%
80%
85%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
1% cashback on completion
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 30 November 2015
For fixed rate mortgages greater than 80% loan to value a maximum loan size of £500,000 applies.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Flexible 3 Year 0.50% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 0.50%, currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.19%
for 3 years
5.69%
For the remaining term of the mortgage
6.0% APR
60%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Early Repayment Charges apply for the first 3 years.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £250,000: £800
Completion Fee for loans between £250,000 and £500,000: 0.5% of loan
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
2 Year 0.50% Discount
Initial Rate is the Society's Standard Variable Rate less a discount of 0.50%, currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.19%
for 2 years
5.69%
For the remaining term of the mortgage
6.0% APR
60%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply for the first 2 years.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £250,000: £800
Completion Fee for loans between £250,000 and £500,000: 0.5% of loan
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
2 Year Base Rate Tracker +2.99% up to and including 30 April 2012
Initial Rate tracks the Bank of England Base Rate plus 2.99%, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
3.49%
Up to and including 30/04/2012
5.69%
For the remaining term of the mortgage
5.7% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 April 2012
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £250,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
2 Year Base Rate Tracker +3.49% up to and including 30 April 2012
Initial Rate tracks the Bank of England Base Rate plus 3.49%, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
3.99%
Up to and including 30/04/2012
5.69%
For the remaining term of the mortgage
5.8% APR
70%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
Unlimited capital repayments are allowed.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £250,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Buy to Let 2 Year Fixed Rate up to and including 30 September 2012
Initial Rate Then changing to the Society's Buy to Let Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.89%
5.19%
5.39%
Fixed up to and including 30/09/2012
5.99%
5.99%
5.99%
For the remaining term of the mortgage
6.2% APR
6.3% APR
6.3% APR
60%
65%
70%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 30 September 2012.
Maximum loan £500,000.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Buy to Let 3 Year Fixed Rate up to and including 31 August 2013
Initial Rate Then changing to the Society's Buy to Let Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.49%
5.79%
5.99%
Fixed up to and including 31/08/2013
5.99%
5.99%
5.99%
For the remaining term of the mortgage
6.4% APR
6.4% APR
6.6% APR
60%
65%
70%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2013.
Maximum loan £500,000.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £1,350
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Buy to Let 5 Year Fixed Rate up to and including 31 August 2015
Initial Rate Then changing to the Society's Buy to Let Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.69%
5.99%
6.29%
Fixed up to and including 31/08/2015
5.99%
5.99%
5.99%
For the remaining term of the mortgage
6.4% APR
6.7% APR
6.7% APR
60%
65%
70%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2015.
Maximum loan £500,000.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Feefor loans up to £500,000: £1,350
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Buy to Let Variable Rate
The Society's Buy to Let Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
5.99%
5.99%
For the term of the mortgage
6.4% APR
6.6% APR
60%
70%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
Unlimited capital repayments allowed.
Maximum loan £500,000.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000 (Maximum 60% Loan To Value): £800
Completion Fee for loans up to £500,000 (Maximum 70% Loan To Value): £1,350
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Offset 2 Year Fixed Rate up to and including 31 August 2012
Initial Rate Then changing to the Society's Offset Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
3.64%
3.94%
4.59%
Fixed up to and including 31/08/2012
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.7% APR
5.8% APR
60%
75%
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
Tapered Early Repayment Charges apply up to and including 31 August 2012
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Offset Fees Assisted 2 Year Fixed Rate up to and including 31 August 2012
Initial Rate Then changing to the Society's Offset Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
4.29%
4.53%
5.43%
Fixed up to and including 31/08/2012
5.69%
5.69%
5.69%
For the remaining term of the mortgage
5.7% APR
5.7% APR
5.9% APR
60%
75%
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
If you choose to take our HomeCover (Buildings and Contents) Insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Initial Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications.
No Higher Lending Charge.
10% capital repayments are allowed each year without incurring an Early Repayment Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
Tapered Early Repayment Charges apply up to and including 31 August 2012
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Offset Variable Rate
The Society's Offset Variable Rate applies, which is currently The overall cost for comparison is Maximum Loan
To Value
5.69%
For the term of the mortgage
6.1% APR
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
Unlimited capital repayments allowed.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 31 July 2013 (not portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
7.89%
Fixed up to and including 31/07/2013
5.69%
For the remaining term of the mortgage
6.7% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
95% of borrower share available.
Tapered Early Repayment Charges apply up to and including 31 July 2013
FREE in-house legal services for standard re-mortgages.
FREE standard valuation up to £335.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 30 September 2013 (not portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
6.99%
Fixed up to and including 30/09/2013
5.69%
For the remaining term of the mortgage
6.4% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
80% of borrower share available.
Tapered Early Repayment Charges apply up to and including 30 September 2013
FREE in-house legal services for standard re-mortgages.
FREE standard valuation up to £335.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Shared Ownership SVR + 1.15% For 5 Years (not Portable and not available in Scotland)
The Society's Standard Variable Rate plus 1.15% applies, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
6.84%
For 5 years
5.69%
For the remaining term of the mortgage
6.7% APR
75%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
95% of borrower share available.
Early Repayment Charges apply for the first 5 years.
£250 cashback.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not Portable and not available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
7.89%
Fixed up to and including 30/04/2013
5.69%
For the remaining term of the mortgage
6.7% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Tapered Early Repayment Charges apply up to and including 30 April 2013.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not portable and only available in Scotland)
Initial Rate Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
7.99%
Fixed up to and including 30/04/2013
5.69%
For the remaining term of the mortgage
6.7% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for standard re-mortgages.
90% of borrower share available.
Only available in Scotland.
Tapered Early Repayment Charges apply up to and including 30 April 2013.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Shared Equity Affordable Housing 5 Year SVR + 1.15% For 5 Years (not Portable and not available in Scotland)
The Society's Standard Variable Rate plus 1.15% applies, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
6.84%
For 5 years
5.69%
For the remaining term of the mortgage
6.7% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
90% of borrower share available.
£250 cashback.
Early Repayment Charges apply for the first 5 years.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Scottish Homestake / Lift 5 Year SVR + 1.15% For 5 Years (not Portable and only available in Scotland)
The Society's Standard Variable Rate plus 1.15% applies, which is currently Then changing to the Society's Standard Variable Rate, which is currently The overall cost for comparison is Maximum Loan
To Value
6.84%
For 5 years
5.69%
For the remaining term of the mortgage
6.7% APR
90%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
£250 cashback.
No Higher Lending Charge.
90% of borrower share available.
Only available in Scotland.
Early Repayment Charges apply for the first 5 years.
Booking Fee: £199 (Payable on application - non-refundable)
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Variable Rate Cashback Mortgage
The Society's Standard Variable Rate applies, which is currently The overall cost for comparison is Maximum Loan
To Value
5.69%
For the term of the mortgage
6.0% APR
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
3% Cashback on completion.
No Higher Lending Charge.
The 3% Cashback must be repaid on early repayment of the mortgage during the first 3 Years.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
Standard Variable Rate
The Society's Standard Variable Rate applies, which is currently The overall cost for comparison is Maximum Loan
To Value
5.69%
For the term of the mortgage
6.0% APR
80%
HomeCover Discount (Buildings and Contents Insurance) Additional Features: Fees
No Discount is available on this product.
No Higher Lending Charge.
Unlimited capital repayments are allowed.
Booking Fee: £199 (Payable on application - non-refundable)
Redemption Fee: £199
Apply by Telephone
Call our Mortgage Advice Hotline 08450 50 50 62
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if HomeCover (Buildings and Contents Insurance) is also taken out with the Society. This is detailed in the "HomeCover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Initial Rate" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE for standard re-mortgages on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. Free in-house legal services are not available on certain products including shared ownership if you are increasing your share of the property, buy to let in Northern Ireland or Self-build.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

  • Fast application service
  • Full advice available on your mortgage
  • Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week.

The products and services on this site are available to UK residents only. Applicants must be aged 18 or over and a full appraisal of your financial commitments will be made. Mortgages are subject to eligibility, status and financial standing. Mortgages that are for Buy to Let properties are regulated by the Consumer Credit Act 1974 and not by the Financial Services Authority.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

© Leeds Building Society