Piggy Bank

Savings & Investments

Childrens Accounts
Interest Rates and Key Features

Rates correct as at 22 October 2009
Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Our Affinity Accounts benefit clubs financially through an annual donation.

Click the product name or full details icon to see full details of the account.

Child Trust Fund Bonus Saver Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£250 Voucher
Current
Previous
3.05*
3.05*
Guaranteed to pay a rate of interest that is not less than 1% below the Bank of England Base Rate for the full term*
 Access to funds is only available when the child is 18 years of age. Annual:
Interest is paid annually on the Child’s birthday. Interest is credited to the account.
*Rate includes a 1.25% p.a. bonus payable if a minimum of two £600 annual contributions are made to the account between the account opening date and each of your child's next two birthday anniversaries.
Notes: Minimum investment is the £250 Government voucher, this must be used to open an account. The maximum investment is £1,200 per year in addition to the Inland Revenue’s contribution.
Dinosaver Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
1.75
 Withdrawals must be made by a parent/guardian. Unlimited withdrawals can be made as long as the £10 minimum operating balance is maintained. Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 0-11 years old inclusive to open an account. At 12 years old, your DinoSaver account will automatically change to the 12-17 year old account available at the time.
The Vault Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
1.75
 You can make one withdrawal of up to £250 per week. If you need to withdraw more than £250 or make a further cheque withdrawal within 7 days, a parent or guardian must countersign for the withdrawal. Annual:
Interest is paid on 1 January. Interest is credited to the account.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Age Qualification: 12-17 years old inclusive to open an account. On your 18th birthday, we will transfer your account, including interest, to the Loyalty I-Save account.
Ronnie the Rhino (YoungSaver) Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
1.75
 Immediate withdrawal up to £250 to over 12's, under 12's require signature by parent or guardian. No notice, no penalty. Annual:
Interest is credited to the account on 30 June.
Notes: Ronnie the Rhino YoungSaver is available to Leeds Rhinos & Leeds Tykes Supporters under the age of 17. At 18, your account will automatically be transferred into our Blue & Amber account.
Junior Rovers (YoungSaver) Full Details
Investment Gross§ Rate p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
1.75
 Immediate withdrawal up to £250 to over 12's, under 12's require signature by parent or guardian. No notice, no penalty. Annual:
Interest is credited to the account on 30 June.
Notes: Junior Rovers YoungSaver is available to Doncaster Rovers Supporters under the age of 17. At 18, your account will automatically be transferred into our Donny Rovers Saver account.
Junior Bantams (YoungSaver) Full Details
Investment Gross§ Rate p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
-
 Account holders aged 12 to 17 - One withdrawal a week of up to £250 may be made subject to the minimum operating balance of £100 being maintained. Withdrawals over £250 and additional withdrawals in a week must be signed for by both the account holder and the authorised signatory. Account holders under 12 - Unlimited withdrawals of £10 and over are permitted without notice or loss of interest, subject to the minimum operating balance of £100 being maintained. All withdrawals must be signed for by the authorised signatory. Annual:
Interest is credited to the account on 30 June.
Notes: Minimum investment and operating balance is £10. The maximum investment and operating balance is £1,000,000. Junior Bantams YoungSaver is available to Bradford City Football Club Supporters under the age of 17. At 18, your account will automatically be transferred into our Bantams account.
Junior Vikings (YoungSaver) Full Details
Investment Gross§ Rate p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.50
1.75
 Immediate withdrawal up to £250 to over 12's, under 12's require signature by parent or guardian. No notice, no penalty. Annual:
Interest is credited to the account on 1 March.
Notes: On opening, the account holder must be under 15 years old. The account will be automatically transferred to the White Rose account, when the account holder reaches 18.
§ Gross means the rate of interest payable before the deduction of income tax. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 or €50,000 (whichever figure is higher on the day of default) of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

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