Savings & Investments

Mercantile Closed Account Interest Rates

Current variable rates effective as at 22 October 2009
Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Bonus 90 (1% annual bonus payable if no withdrawals are made in each calendar year)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
Annual Interest £100,000+ £50,000+ £25,000+ £10,000+ £5,000+	Current Previous 0.20 0.35 0.15 0.15 0.10 0.10 0.05 0.05 0.05 0.05	Current Previous 0.16 0.28 0.12 0.12 0.08 0.08 0.04 0.04 0.04 0.04

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
Monthly Interest £100,000+ £50,000+ £25,000+ £10,000+ £5,000+	Current Previous 0.20 0.35 0.15 0.15 0.10 0.10 0.05 0.05 0.05 0.05	Current Previous 0.16 0.28 0.12 0.12 0.08 0.08 0.04 0.04 0.04 0.04	Current Previous 0.20 0.35 0.15 0.15 0.10 0.10 0.05 0.05 0.05 0.05

Premier 60 (issue 2)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
Annual Interest £100,000+ £50,000+ £20,000+ £5,000+	Current Previous 0.50 0.75 0.30 0.55 0.10 0.15 0.05 0.05	Current Previous 0.40 0.60 0.24 0.44 0.08 0.12 0.04 0.04

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
Monthly Interest £100,000+ £50,000+ £20,000+ £5,000+	Current Previous 0.50 0.75 0.30 0.55 0.10 0.15 0.05 0.05	Current Previous 0.40 0.60 0.24 0.44 0.08 0.12 0.04 0.04	Current Previous 0.50 0.75 0.30 0.55 0.10 0.15 0.05 0.05

MoneyMaker Plus
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
Annual Interest £50,000+ £10,000+ £2,500+ £500+	Current Previous 0.20 0.25 0.15 0.15 0.10 0.10 0.05 0.05	Current Previous 0.16 0.20 0.12 0.12 0.08 0.08 0.04 0.04

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
Monthly Interest £50,000+ £10,000+ £2,000+	Current Previous 0.15 0.25 0.10 0.15 0.05 0.10	Current Previous 0.12 0.20 0.08 0.12 0.04 0.08	Current Previous 0.15 0.25 0.10 0.15 0.05 0.10

Young Savers (Interest is paid half yearly)
Investment	Gross Rate§ p.a.	Net Rate^	AER†%
£1+	Current Previous 0.85 1.10	Current Previous 0.68 0.88	Current Previous 0.85 1.11

Paid Up Shares (Interest is paid half yearly)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 0.05 0.05	Current Previous 0.04 0.04

Savings Shares (1.80% annual bonus payable if 12 regular monthly payments are made and only one withdrawal is made per bonus period.)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 0.05 0.05	Current Previous 0.04 0.04

Regular Savings Bond (includes 3.00% Bonus)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 3.05 3.05	Current Previous 2.44 2.44

Privileged Savers Account (Only available for maturing Regular Savings Bonds. No further investments are allowed)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 1.65 1.90	Current Previous 1.32 1.52

Child Trust Fund (includes 1% bonus payable during first two 'subscription years' where additional investments of £250 or more are made in each 'subscription year')
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 2.30 2.55	Current Previous - -

High Yield Bond
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
Annual Interest £100,000+ £50,000+ £25,000+ £10,000+ £5,000+	Current Previous 1.10 1.35 0.70 0.95 0.50 0.75 0.30 0.55 0.05 0.05	Current Previous 0.88 1.08 0.56 0.76 0.40 0.60 0.24 0.44 0.04 0.04

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
Monthly Interest £100,000+ £50,000+ £25,000+ £10,000+ £5,000+	Current Previous 0.85 1.10 0.45 0.70 0.25 0.50 0.10 0.30 0.05 0.05	Current Previous 0.68 0.88 0.36 0.56 0.20 0.40 0.08 0.24 0.04 0.04	Current Previous 0.85 1.11 0.45 0.70 0.25 0.50 0.10 0.30 0.05 0.05

Century Shares
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£5,000+	Current Previous 6.30 6.30	Current Previous 5.04 5.04

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
£5,000+	Current Previous 5.50 5.50	Current Previous 4.40 4.40	Current Previous 5.64 5.64

Mercantile Rollover Access
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£3,001+	Current Previous 0.05 0.05	Current Previous 0.04 0.04

180 Day Shares
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
Annual Interest £25,000+ £10,000+ £5,000+	Current Previous 0.50 0.75 0.10 0.10 0.10 0.10	Current Previous 0.40 0.60 0.08 0.08 0.08 0.08

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
Monthly Interest £25,000+ £10,000+ £5,000+	Current Previous 0.50 0.75 0.10 0.10 0.10 0.10	Current Previous 0.40 0.60 0.08 0.08 0.08 0.08	Current Previous 0.50 0.75 0.10 0.10 0.10 0.10

Sixty Plus Account
Investment	Gross Rate§ p.a.	Net Rate^	AER†%
£30,000+ £25,000+ £10,000+ £5,000+	Current Previous 0.20 0.30 0.10 0.10 0.05 0.05 0.05 0.05	Current Previous 0.16 0.24 0.08 0.08 0.04 0.04 0.04 0.04	Current Previous 0.20 0.30 0.10 0.10 0.05 0.05 0.05 0.05

Mercantile Capital Bond
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£10,000+	Current Previous 6.05 6.05	Current Previous 4.84 4.84

Investment	Gross Rate§ p.a.	Net Rate^	AER†%
£10,000+	Current Previous 5.25 5.25	Current Previous 4.20 4.20	Current Previous 5.38 5.38

Senior Saver
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1,000+	Current Previous 1.50 1.75	Current Previous 1.20 1.40

Mini Cash ISA (including accounts formally called TESSA only ISA)
Investment	Gross Rate§ p.a. /AER†%	Net Rate^
£1+	Current Previous 1.50 1.75	Current Previous - -

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§ Gross means the interest rate payable before the deduction of income tax. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. ^ Net rates are illustrative only and assume tax at 20%.

Interest is paid annually unless stated otherwise. Any changes in variable interest rates will be published in at least two daily national newspapers from the following list: The Times, The Daily Telegraph & Daily Mail.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. Leeds Building Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

The Society is authorised and regulated by the Financial Services Authority and our FSA registration number is 164992.