Piggy bank with a letterbox on the side

Savings & Investments

Postal Accounts
Interest Rates and Key Features

Rates correct as at 15 December 2009.

Our Postal accounts offer competitive rates with the convenience of running them from your own home.

Click the product name or full details icon to see full details of the account.

Postal Max Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£25,000+
£2,500+
Current
Previous
2.25
2.50
2.10
2.35
2.00
2.25
1.90
2.15
 Up to two withdrawals each calendar year, without notice, or loss of interest, subject to the minimum balance of £2,500 being maintained. If you need to make a third withdrawal during any calendar year, your account will be closed. (Minimum withdrawal is £100.)

Annual:
Interest is paid on 31 January. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: The minimum investment and operating balance is £2,500. Account can be operated by post only.
Albion 30 (Annual Interest) Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£25,000+
£5,000+
Current
Previous
2.45
2.70
2.40
2.65
2.30
2.55
2.25
2.50
 30 days written notice. Withdrawals can be made at any time subject to 30 days loss of interest on the amount withdrawn. (Minimum withdrawal is £100.)

Annual:
Interest is paid on 1 June. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Albion 30 (Monthly Interest) Full Details
Investment Current Rate Previous Rate Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£25,000+
£5,000+
Gross§
AER†
2.20
2.22
2.15
2.17
2.05
2.07
2.00
2.02
Gross§
AER†
2.45
2.48
2.40
2.43
2.30
2.32
2.25
2.27
 30 days written notice. Withdrawals can be made at any time subject to 30 days loss of interest on the amount withdrawn. (Minimum withdrawal is £100.) Monthly:
Interest is paid monthly on the last day of the month.
Notes: The minimum investment and operating balance is £5,000. Account can be operated by post only.
§ Gross means the rate of interest payable before the deduction of income tax. The tax treatment depends on the individual circumstances of each customer and may change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 or €50,000 (whichever figure is higher on the day of default) of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through brnaches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

© Leeds Building Society