Piggy Bank

Savings & Investments

ISA Tax-Free Accounts
Interest Rates and Key Features

Current rates correct as at 1 September 2010

Save tax-free with a range of Individual Savings Accounts (ISAs).

Click the product name or full details icon to see full details of the account.

1 Year Fixed Rate ISA (Issue 13) Full Details
Investment Tax-free§ p.a.
/AER†%		 Withdrawal Terms Payment of Interest
£1+
2.25
 Withdrawals/transfers can be made of up to 25% of your capital investment prior to maturity (30 September 2011) without notice or loss of interest. If you exceed this limit, the account will be subject to 90 days loss of interest or an equivalent amount on the amount withdrawn/transferred. Partial transfers are not permitted on current years' subscriptions in accordance with the ISA Regulations. Annual:
Interest is paid annually on 5 April (commencing 5 April 2011) and on maturity (30 September 2011).
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
2 Year Fixed Rate ISA (Issue 27) Full Details
Investment Tax-free§ p.a.
/AER†%		 Withdrawal Terms Payment of Interest
£1+
2.50
 Withdrawals/transfers can be made of up to 25% of your capital investment prior to maturity (30 September 2012) without notice or loss of interest. If you exceed this limit, the account will be subject to 120 days loss of interest or an equivalent amount on the amount withdrawn/transferred. Annual:
Interest is paid annually on 5 April (commencing 5 April 2011) and on maturity (30 September 2012).
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
3 Year Fixed Rate ISA (Issue 19) Full Details
Investment Tax-free§ p.a.
/AER†%		 Withdrawal Terms Payment of Interest
£1+
2.75
 Withdrawals/transfers can be made of up to 25% of your capital investment prior to maturity (30 September 2013) without notice or loss of interest. If you exceed this limit, the account will be subject to 120 days loss of interest or an equivalent amount on the amount withdrawn/transferred. Annual:
Interest is paid annually on 5 April (commencing 5 April 2011) and on maturity (30 September 2013).
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
5 Year Fixed Rate ISA (Issue 21) Full Details
Investment Tax-free§ p.a.
/AER†%		 Withdrawal Terms Payment of Interest
£1+
3.50
 Withdrawals/transfers can be made of up to 25% of your capital investment prior to maturity (30 September 2015) without notice or loss of interest. If you exceed this limit, the account will be subject to 180 days loss of interest or an equivalent amount on the amount withdrawn/transferred. Annual:
Interest is paid annually on 5 April (commencing 5 April 2011) and on maturity (30 September 2015).
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Capital Growth Account 2 - Cash ISA Option
(Click for full details)		 Full Details
Investment Tax-free§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
£5,100
See Product Details
See Product Details
See Product Details
Minimum investment and operating balance £5,100. For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Loyalty ISA - Existing members only
(Includes account formerly known as Loyalty TESSA Only ISA)		 Full Details
Investment Tax-free§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£1+
Current
Previous
1.50
1.75
 Withdrawals/transfers can be made at any time without notice or loss of interest. Annual:
Interest is paid annually on 5 April.
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Instant ISA
(Includes account formerly known as TESSA Only ISA)		 Full Details
Investment Tax-free§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£1+
Current
Previous
1.30
1.55
 Withdrawals/transfers can be made at any time without notice or loss of interest. Annual:
Interest is paid annually on 5 April.
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Online ISA Full Details
Investment Tax-free§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£10+
Current
Previous
1.30
1.55
 Withdrawals/transfers can be made at any time by bank transfer to your Nominated Account without notice or loss of interest. Annual:
Interest is paid annually on 5 April.
The minimum investment and operating balance is £1. The maximum investment and operating balance is £5,100 in the 2010/11 tax year (plus previous years' subscriptions whether held with the Society or another ISA provider). For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Accounts cease to be a cash ISA if ISA Regulations are not satisfied.

§ Tax-free means that interest payable is exempt from income tax. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Please note: the tax treatment of ISAs may change. This is a cash ISA. You may only subscribe to (invest in) one cash ISA in each tax year (although in any such year you may also subscribe to a stocks and shares ISA, subject to the overall ISA subscription limits). By opening a cash ISA you will be limiting the amount you can subscribe to a stocks and shares ISA. For further information about ISAs (including subscription limits) please refer to the Society’s leaflet ‘Easy Step Guide to Tax-free Savings’.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 or €50,000 (whichever figure is higher on the day of default) of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

© Leeds Building Society