Online Only Accounts

Accounts for those who prefer to manage their money online. Check your balance, view your statements and make transfers online to your Nominated Accounts.

Rates correct as at 06 DEC 2016

  • Limited Issue Online Saver

    For balances between £5,000 and £350,000:

    1.00% Gross p.a./AER (variable)

    The maximum amount you can invest is £350,000 (£350,000 for joint accounts) including accrued interest. If the balance exceeds £350,000 the interest rate that shall apply to the whole balance will be 0.75% Grossp.a/AER (variable).

    • Interest paid: On maturity 02 Jan 2018
    • Minimum operating balance: £5,000
    • Maximum balance: £350,000 (£350,000 for Joint Accounts) including accrued interest
    • Withdrawals: unlimited subject to the minimum balance of £5,000 being maintained.

    The account may be closed to further deposits upon a minimum of 30 days’ written notice.

    Full details
  • E-ISA (Issue 3)

    Interest rate:

    0.75% Tax-free§ p.a./AER (variable)

    • Interest paid: annually on 30 Sep (commencing 30 Sep 2017).
    • Minimum operating balance: £1
    • Maximum balance: The maximum you can invest for the 2016/2017 tax year is £15,240, less any amount invested in a Stocks and Shares ISA and/or an Innovative Finance ISA in the same tax year.
    • Withdrawals: unlimited withdrawals can be made to your Nominated Accounts (as defined in the Online Conditions) subject to the minimum balance of £1 being maintained. Cash and cheque transactions are not permitted.
    • Further deposits: may be made up to the applicable cash ISA investment limit in any tax year and you may transfer in previous years' investments whilst the product remains open

    The account may be closed for further investment upon a minimum of 30 days written notice after which you will not be able to invest further funds.

    Full details

Important information about our online facilities

  • Withdrawals to your Nominated Accounts made before 8pm on a working day will be available to the payee on the next working day.
  • When money is paid into your account, provided the payment is received by us between 7am and 7pm, you will be able to withdraw the funds that day.
  • These are online accounts and can only be opened and operated online.
  • The Society’s online savings service will be unavailable each day for 1 hour between 12 midnight and 1am while our systems update.