Best Shared Ownership Mortgage Lender
8 years running

what mortgage award 2023 winner

In a time when the average cost of purchasing a home seems to be increasing, Shared Ownership plays an important role in putting home ownership within reach of more people.

What are the key features of Shared Ownership?

  • Lower deposit requirements (a deposit is only required on the share the customer’s purchasing)
  • Ability to purchase more of the property when the shared owners can afford it (through a process called staircasing)
  • Potential to limit stamp duty payments
  • Available on selected new build and existing properties

Interested in learning more? We’ve put together some useful links below including information about the scheme, market and customers.

The market

2 women in front of a front door

Ariticle created: October 2021

Was there ever a better time to consider Shared Ownership?

Find out why it's popular
child takes buns out of oven with parent crouched down next to them with a smile on their face

Ariticle created: October 2021

Shared Ownership - the fourth mainstream tenure

Discover the scheme's future
couple cuddled up on a sofa

Ariticle created: December 2021

Rising number of Shared Ownership buyers moving away from new build homes

Explore the new trends

Why use us?

  • Experienced underwriters are on hand to help with more complex cases
  • We have a dedicated product range for your customers
  • Our products are available for remortgages and product transfers
  • We provide access to online Decision in Principle (DIP) and affordability assessment tools
  • We’re the What Mortgage Award Best Shared Ownership Mortgage Lender winner seven years running

Shared Ownership Expert series

Shared Ownership Expert

Clive Sandom shares the Society’s position on Shared Ownership and the scheme’s future.

Shared Ownership Expert

Jon Lord explains how Shared Ownership benefits borrowers, sector challenges and future growth.

Shared Ownership Expert

Kush Rawal discusses government support for Shared Ownership.

Shared Ownership Expert

Marilyn DiCara discusses the scheme’s advantages and how it can become more mainstream.

Shared Ownership Expert

Sean Hanson talks about what’s next for Shared Ownership and how it can support first time buyers.


View our Shared Ownership products

Is a Shared Ownership mortgage the right move for your customers? Take a look at the range of products we can offer.

View Shared Ownership products
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Shared Ownership guide

Want to learn more about the scheme? We've prepared a guide to answer all your burning questions.

Read our Shared Ownership guide

This product information is for use by FCA authorised intermediaries only and must not be distributed to potential borrowers.