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DTotalHTotalOOEWarning Text:Warning TextXTableStyleMedium9PivotStyleLight16`AllWelcomeuResidential New Build
Discounts & Trackers,
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;8 None0Tapered charges of 4/3/2% of the amount redeemedBuy to Let Variable RateStandard Variable RateSpecial Incentives & ConditionsEarly Repay Charge$Early Repayment Charge Applies UntilNYOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.Tapered charges of 3/2% of the amount redeemed
First 2 Years4Tapered charges of 5/5/4/3/2% of the amount redeemed:Tapered charges of 6/6/5/5/5/5/4/4/3/2% of amount redeemedProduct Fee Narrative
First 5 YearsGross
Rate (%)Max. Loan to Value (%)'Overall Cost for Comparison is APRC (%):2 Year Fixed Rates  Available for Purchase and Remortgage02 Year Fixed Rates  Available for Purchase Only:3 Year Fixed Rates  Available for Purchase and Remortgage:5 Year Fixed Rates  Available for Purchase and Remortgage;10 Year Fixed Rates  Available for Purchase and Remortgage.Welcome Mortgage  Available for Purchase Only8Discounted Rates  Available for Purchase and RemortgagePShared Equity / Affordable Housing Rates  Available for Purchase and Remortgage>Shared Ownership Rates  Available for Purchase and Remortgage8Buy to Let Rates  Available for Purchase and Remortgage9Holiday Let Rates  Available for Purchase and Remortgage4Right to Buy  Available for Purchase and Remortgage6Variable Rates  Available for Purchase and Remortgage10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 95% of borrowers share available. Interest is calculated on a daily basis.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum Loan of 500k, 90% of borrowers share available. Followed by 1% Discount for 3 years. Interest is calculated on a daily basis.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum Loan of 500k, 95% of borrowers share available. Followed by 1% Discount for 3 years. Interest is calculated on a daily basis.]Unlimited capital repayments, Maximum Loan 500,000, Interest is calculated on a daily basis.4Unlimited capital repayments, maximum loan of 500k 10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis.Product CodeEBuy to Let Base Rate Tracker  Available for Purchase and RemortgageThis product information is for use by FCA authorised intermediaries only and/ or for internal use and must not be distributed under any circumstances to potential [borrowers/customers]3Second Home  Available for Purchase and RemortgageAInterest Only Fixed Rates  Available for Purchase and RemortgageMInterest Only Part & Part Fixed Rates  Available for Purchase and Remortgage<Help to Buy Cashback  Available for Purchase and Remortgage<Help to Buy Products  Available for Purchase and Remortgage10% capital repayments allowed each year, 1,000 cashback, Maximum loan size of 500,000, Interest is calculated on a daily basis. Free Standard valuation up to 999. (Minimum loan size of 50,000)+: &Shared Ownership 2.30% 2 Year Discount&Shared Ownership 2.10% 2 Year Discount10% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 maximum loan for remortgages), Interest is calculated on a daily basis.Standard Portfolio10% capital repayments allowed each year, Free standard valuation up to 999, Maximum Loan of 500k for up to 85% LTV and 400k for up to 90% LTV. Interest is calculated on a daily basis. %Fees Assisted 5 Year Discount 3.89% %Fees Assisted 5 Year Discount 3.74% :Base Rate Trackers  Available for Purchase and Remortgage10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis. 'Sale of Property' is an acceptable repayment vehicle subject to criteria. These products are available to part & part applications with a maximum Interest Only element of 60% LTV.10% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 max loan for remortgages), Interest is calculated on a daily basis. 500 cashback upon completion. Minimum loan amount 50,000. 10% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 max loan for remortgages), Interest is calculated on a daily basis. 1000 cashback upon completion. Minimum loan amount 80,000. 10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999. Interest is calculated on a daily basis. 500 Cashback upon completion (Minimum loan 50,000).Free standard valuation up to 999, Maximum loan of 300,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis.10% capital repayments allowed each year, Free Standard valuation up to 999, Max loan of 1.25m up to 65% LTV, Max Loan of 1m up to 75% LTV, Max loan of 500k up to 85% LTV. Interest is calculated on a daily basis. 'Sale of Property' is an acceptable repayment vehicle subject to criteria. Maximum Interest Only element is 70% LTV. 250 cashback upon completion, Minimum loan amount 35,000.N05 Year Fixed Rates  Available for Purchase onlyFree standard valuation up to 999, Maximum loan of 1.25m, 10% capital repayments allowed each year, Interest is calculated on a daily basis. 1,000 Cashback upon completion (Minimum loan 80,000).Free standard valuation up to 999, Maximum loan of 1.00m, 10% capital repayments allowed each year, Interest is calculated on a daily basis. 1,000 Cashback upon completion (Minimum loan 80,000).Free standard valuation up to 999, Maximum loan of 750,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis. 1,000 Cashback upon completion (Minimum loan 80,000). Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, 10% capital repayments allowed each year, Interest is calculated on a daily basis. Maximum loan of 1.25m.Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, 10% capital repayments allowed each year, Interest is calculated on a daily basis.Maximum loan of 1.00m.10% capital repayments allowed each year, Free standard valuation up to 999. Fees assisted inhouse legal services for standard remortgages, Maximum Loan of 500,000. Interest is calculated on a daily basis.10% capital repayments allowed each year, Free standard valuation up to 999. Fees assisted inhouse legal services for standard remortgages, Maximum Loan of 750,000. Interest is calculated on a daily basis."10% capital repayments allowed each year, Free Standard valuation up to 999, Max loan of 1.25m up to 65% LTV, Max Loan of 1m up to 75% LTV. Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis. Maximum Interest Only Element is 60% LTV.10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages.Interest is calculated on a daily basis.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 90% of borrowers share available. Interest is calculated on a daily basis.4Shared Ownership Rates  Available for Purchase onlyFree standard valuation up to 999, Maximum loan of 400,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis.Free standard valuation up to 999, Maximum loan of 500,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis.Free standard valuation up to 999, Maximum loan of 400,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis. :New Build Mortgage  Available for Pu< rchase and remortgageANew Build 2.5 Year Fixed Rate up to and including 31 January 2021#Up to and including 31 January 2024#Up to and including 31 January 2021JNew Build 2.5 Year Fixed Rate up to and including 31 January 2021  No FeeJNew Build 5.5 Year Fixed Rate up to and including 31 January 2024  No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 500,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 400,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 400,000, Interest is calculated on a daily basis.Free standard valuation up to 999, Maximum loan of 1,000,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis.Free standard valuation up to 999, Maximum loan of 750,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis.Free standard valuation up to 999, 10% capital repayments allowed each year. Maximum loan of 1.00m, Interest is calculated on a daily. Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, 10% capital repayments allowed each year. Maximum loan of 1.25m, Interest is calculated on a daily. Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, 10% capital repayments allowed each year. Maximum loan of 500,000, Interest is calculated on a daily, Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, Maximum loan of 500,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis. 1,000 Cashback upon completion (Minimum loan 80,000). Free standard valuation up to 999, Maximum loan of 400,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis. 1,000 Cashback upon completion (Minimum loan 80,000). LRetirement Interest Only Fixed Rates  Available for Purchase and RemortgagePrevious Product CodeChnaged Or Continued$Up to and including 31 December 202310% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Repayment method is sale of property. Available to customers aged 5580 at the point of application. No maximum term.DCashback 2 Year Fixed Rates  Available for Purchase and RemortgageCCashback 5 Year Fixed Rates  Available for Purchase and Remortgage<Buy to Let Cashbacks  Available to Purchase and RemortgagesECashback Help to Buy Products  Available for Purchase and Remortgage10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Repayment method is sale of property. Available to customers aged 5580 at the point of application. No maximum term. 500 Cashback paid upon completion. 50,000 Minimum loan. Initial 3 months at 0% Fixed, followed by a Fixed Rate. 10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999. Interest is calculated on a daily basis. Propoerty must be in a habitable condition at the time of applciation. =Easy Start Buy to Let  Available to Purchase and RemortgagesChangedELegal Assisted 3 Year Fixed Rates up to and including 31 January 2022#up to and including 31 January 2022Free standard valuation up to 999, 10% capital repayments allowed each year, fees assisted inhouse legal services for standard remortgages. Maximum loan of 500,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year. Maximum loan of 400,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgagesLPurchase Only 3 Year Fixed Rate up to and including 31 January 2022  No FeeFree standard valuation up to 999, 10% capital repayments allowed each year. Maximum loan of 300,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.LWelcome 3 Months 0% Fixed Rate up to and including 31 December 2023  No FeeLegal Assisted 2 Year Discount  4.22% No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.25m , Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount for 3 Years.,Legal Assisted 2 Year Discount  4.15 No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.00m , Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount for 3 Years.Legal Assisted 2 Year Discount  3.95% No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 750,000. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount for 3 Years.Legal Assisted 2 Year Discount  3.90% No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 500,000. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount for 3 Years.&Legal Assisted 5 Year Discount 3.89% &Legal Assisted 5 Year Discount 3.74% SLegal Assisted 2 Year Base Rate Tracker + 0.57% up to and including 31 January 2021* Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, Maximum Loan of 1.25m, Minimum loan of 50,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.TLegal Assisted 2 Year Base Rate Tracker + 0.63% up to and including 31 January 2021* Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, Maximum Loan of 1.00m, Minimum loan of 50,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.SLegal Assisted 2 Year Base Rate Tracker + 0.79% up to and including 31 January 2021, Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, Maximum Loan of 750,000, Minimum loan of 50,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.SLegal Assisted 2 Year Base Rate Tracker + 0.92% up to and including 31 January 2021SLegal Assisted 2 Year Base Rate Tracker + 0.98% up to and including 31 January 2021SLegal Assisted 2 Year Base Rate Tracker + 1.09% up to and including 31 January 2021SLegal Assisted 2 Year Base Rate Tracker + 1.21% up to and including 31 January 2021, Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, Maximum Loan of 500,000, Minimum loan of 50,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.SLegal Assisted 2 Year Base Rate Tracker + 1.84% up to and including 31 January 2021, Fees assisted inhouse legal services for standard remortgages, Free Standard valuation up to 999, Maximum Loan of 400,000, Minimum loan of 50,000, 10% capital repayments allowed each year, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 85% of borrowers share available. Interest is calculated on a daily basis.ELegal Assisted 10 Year Fixed Rate up to and including 31 January 2029NLegal Assisted 10 Year Fixed Rate up to and including 31 January 2029  No Fee#Up to and including 31 January 202962 Year Fixed < Rates up to and including 31 January 2021Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 750,000 , Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of1.25m, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.00m, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 750,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.FLegal Assisted 2 Year Fixed Rates up to and including 31 January 2021 Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.25m , Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.00m , Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.NLegal Assisted 2 Year Fixed Rates up to and including 31 January 2021  No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 750,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 500,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 400,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.DPurchase Only 2 Year Fixed Rate up to and including 31 January 2021 Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 300,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.LPurchase Only 2 Year Fixed Rate up to and including 31 January 2021  No FeeHCashback 2 Year Fixed Rates up to and including 31 January 2021  No FeeFree standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 1.00m, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount 31 January 2024. 750 Cashback upon completion (Minimum loan 80,000). Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 750,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount 31 January 2024. 1,000 Cashback upon completion (Minimum loan 80,000). Free standard valuation up to 999, 10% capital repayments allowed each year, Maximum loan of 500,000, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount 31 January 2024. 1,000 Cashback upon completion (Minimum loan 80,000). 65 Year Fixed Rates up to and including 31 January 2024NLegal Assisted 5 Year Fixed Rates up to and including 31 January 2024  No Fee@ 5 Year Fixed Rates up to and including 31 January 2024  No FeeMPurchase Only 5 Year Fixed Rates up to and including 31 January 2024  No FeeHCashback 5 Year Fixed Rates up to and including 31 January 2024  No FeeFLegal Assisted 10 Year Fixed Rate up to and including 30 November 2028$Up to and including 30 November 2028OLegal Assisted 10 Year Fixed Rate up to and including 30 November 2028  No FeeKCashback 2 Year Fixed RatesNo Fee  Available for Purchase and RemortgageJCashback 5 Year Fixed RatesNo Fee  Available for Purchase and RemortgageFShared Ownership 2 Year Fixed Rate up to and including 31 January 202110% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 85% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 90% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.OShared Ownership 2 Year Fixed Rate up to and including 31 January 2021  No FeeXShared Ownership Cashback 2 Year Fixed Rate up to and including 31 January 2021  No Fee10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 85% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. 500 cashback paid upon completion, 50,000 minimum loan.10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 90% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. 500 cashback paid upon completion, 50,000 minimum loan.^Shared Ownership Legal Assisted 2 Year Fixed Rate up to and including 31 January 2021  No Fee310% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 85% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.310% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 90% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. Fees assisted inhouse legal services for standard remortgages.OShared Ownership 3 Year Fixed Rate up to and including 31 January 2022  No Fee10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan of 500k, 85% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.#Up to and including 31 January 202210% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan of 500k, 90% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.OShared Ownership 5 Year Fixed Rate up to and including 31 January 2024  No Fee10% capital repayments allowed each year. Free Standard valuation up to 999, Maximum loan of 500k, 95% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan of 500k, 95% of borrowers share available. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024.SWelcome Shared Ownership 3 Months 0% Fixed Rate up to and including 31 January 2024CShared Equity 2 Year Fixed Rate up to and including 31 January 2021110% capital repayments allowed each year. 95% of borrowers share available, Free Standard valuation up to 999, Maximum loan 500k, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. (This product is not portable and is not available in Scotland).:LIFT 2 Year Fixed Rate up to and including 31 January 2021210% capital repayments allowed each year. 95% of borrowers share available, Free Standa<rd valuation up to 999, Maximum loan 500k, Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. (This product is not portable and is only available in Scotland).LEasy Start Buy to Let 3 months 0% Fixed up to and inncluding 31 January 2024SEasy Start Buy to Let 3 months 0% Fixed up to and inncluding 31 January 2024No FeeRRight to Buy Cashback 5 Year Fixed Rate up to and including 31 January 2024No FeeQIntroduced Only Help to Buy 2 Year Fixed Rate up to and including 31 January 202110% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 maximum loan for remortgages), Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. QIntroduced Only Help to Buy 5 Year Fixed Rate up to and including 31 January 2024ZIntroduced Only Help to Buy Cashback 2 Year Fixed Rate up to and including 31 January 2021H10% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 maximum loan for remortgages), Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. 1,000 cashback upon completion. Minimum loan amount 80,000.cIntroduced Only Help to Buy Cashback 2 Year Fixed Rate up to and including 31 January 2021  No FeeF10% capital repayments allowed each year, Free Standard valuation up to 999, Purchase price subject to scheme rules, (500,000 maximum loan for remortgages), Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 January 2024. 500 cashback upon completion. Minimum loan amount 50,000.ZIntroduced Only Help to Buy Cashback 5 Year Fixed Rate up to and including 31 January 2024aIntroduced Only Help to Buy Cashback 5 Year Fixed Rate up to and including 31 January 2024No FeeJLeeds Building Society  Introduced Mortgage Products  11th December 2018PLegal Assisted Interest Only 2 Year Fixed Rate up to and including 31 March 202110% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. 'Sale of Property' is an acceptable repayment vehicle subject to criteria. These products are available to part & part applications with a maximum Interest Only element of 60% LTV.!Up to and including 31 March 2021WLegal Assisted Interest Only 2 Year Fixed Rate up to and including 31 March 2021No FeePLegal Assisted Interest Only 5 Year Fixed Rate up to and including 31 March 2024!Up to and including 31 March 2024WLegal Assisted Interest Only 5 Year Fixed Rate up to and including 31 March 2024No Fee\Legal Assisted Interest Only Part & Part 2 Year Fixed Rate up to and including 31 March 202110% capital repayments allowed each year, Free Standard valuation up to 999, Max loan of 1.25m up to 65% LTV, Max Loan of 1m up to 75% LTV. Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. 'Sale of Property' is an acceptable repayment vehicle subject to criteria. Maximum Interest Only Element is 60% LTV.\Lagal Assisted Interest Only Part & Part 5 Year Fixed Rate up to and including 31 March 2024LRetirement Interest Only 2 Year Fixed Rate up to and including 31 March 2021E10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. Repayment method is sale of property. Available to customers aged 5580 at the point of application. No maximum term.URetirement Interest Only Cashback 2 Year Fixed Rate up to and including 31 March 202110% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. Repayment method is sale of property. Available to customers aged 5580 at the point of application. No maximum term. 500 Cashback paid upon completion. 50,000 Minimum loan. LRetirement Interest Only 3 Year Fixed Rate up to and including 31 March 2022F10% capital repayments allowed each year, Free Standard valuation up to 999, Maximum loan 1,250,000. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. Repayment method is sale of property. Available to customers aged 5580 at the point of application. No maximum term. !Up to and including 31 March 2022LRetirement Interest Only 5 Year Fixed Rate up to and including 31 March 2024URetirement Interest Only Cashback 5 Year Fixed Rate up to and including 31 March 2024?Second Home 2 Year Fixed Rate up to and including 31 March 202110% capital repayments allowed each year, Free Standard valuation up to 999, Max loan of 1.25m up to 65% LTV, Max Loan of 1m up to 75% LTV, Max loan of 500k up to 85% LTV. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024. 'Sale of Property' is an acceptable repayment vehicle subject to criteria. Maximum Interest Only element is 70% LTV.10% capital repayments allowed each year, Free Standard valuation up to 999, Max loan of 500k up to 85% LTV. Interest is calculated on a daily basis, initial rate followed by a 1% SVR discount until 31 March 2024.HSecond Home 5 Year Cashback Fixed Rate up to and including 31 March 2024GBuy to Let 2 Year Fixed Rate up to and including 31 March 2021  No Fee 10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages. Initial rate followed by a 1% Discount until 31 March 2024. Interest is calculated on a daily basis.GBuy to Let 5 Year Fixed Rate up to and including 31 March 2024  No Fee@Buy to Let 2 Year Fixed Rate up to and including 31 March 2021 10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages. Initial rate followed by a 1% Discount until 31 March 2024, Interest is calculated on a daily basis.@Buy to Let 5 Year Fixed Rate up to and including 31 March 2024 PBuy to Let Cashback 2 Year Fixed Rate up to and including 31 March 2021  No Fee10% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, initial rate followed by a 1% Discount until 31 March 2024. Interest is calculated on a daily basis. 500 Cashback upon completion (Minimum loan 50,000).PBuy to Let Cashback 5 Year Fixed Rate up to and including 31 March 2024  No FeeMBuy to Let 2 Year Base Rate Tracker + 0.71% up to and including 31 March 202110% capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis. Initial rate followed by a 1% Discount until 31March 2024.MBuy to Let 2 Year Base Rate Tracker + 1.07% up to and including 31 March 2021TBuy to Let No ERC 2 Year Base Rate Tracker + 1.33% up to and including 31 March 2021Unlimited capital repayments allowed each year. Maximum Loan 500,000, Free Standard valuation up to 999, Fees assisted inhouse legal services for standard remortgages. Interest is calculated on a daily basis. Initial rate followed by a 1% Discount until 31 March 2024.TBuy to Let No ERC 2 Year Base Rate Tracker + 1.44% up to and including 31 March 2021?Holiday Let 2 Year Fixed Rate up to and including 31 March 2021FHoliday Let 2 Year Fixed Rate up to and including 31 March 2021No Fee?Holiday Let 5 Year Fixed Rate up to and including 31 March 2024#Up to and including 31 January 2023)MM
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