Please note: Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

Discounted mortgage rates


3 year Discounted Rates

Initial rate variable for the first 3 years variable, (currently)TermsThen the Society's SVR less 1% discount for 2 years, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct arrangement fee
2.35% The Society's SVR less 3.09%4.44%5.44%4.6%80%£199 View
Fees Assisted / Max loan amount £500,000
2.94% The Society's SVR less 2.50%4.44%5.44%4.7%85%£199 View
Fees Assisted / Max loan amount £500,000

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £154,000.00 payable over 25 years initially on a 2.50% discount on our current Standard Variable Rate of 5.44% for 3 years and then a 1.00% discount on our current Standard Variable Rate of 5.44% for 2 years and then on our current Standard Variable Rate of 5.44% for the remaining 20 years would require 36 monthly payments of £724.91, 24 monthly payments of £836.29 and 240 monthly payments of £909.39.

The total amount payable would be £264,656.27 made up of the loan amount plus interest of £110,422.27 and booking fee £0, product arrangement fee £199, valuation fee £0.

The overall cost for comparison is 4.7% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product arrangement fee is payable on application but is refundable should the mortgage not complete. A redemption fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • Unlimited capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Payment holidays are available subject to sufficient over payments being made. Interest will be changed during any payment holiday period.
  • Free standard valuation up to £999.
  • Fees assisted legal services for standard re-mortgages.
  • Interest calculated daily.
  • These products are not available to interest only applications.

We have developed a set of short, easy-to-use guides to our criteria.

View our criteria guides »

Any questions?

Please contact your nearest Development Manager. Find your nearest Development Manager »