Get your Approval in Principle

Find out how much you can borrow in about 10 minutes
Getting an Approval in Principle is FREE and easy to do

What to expect

Please bear in mind that as part of your Approval in Principle, we’ll check your details against our lending criteria and use credit reference agencies to search your record. This will leave a ‘search footprint’ on your credit record. But don’t worry, only you can see this so it won’t affect your future credit rating. If necessary, we may repeat this search.

When you start your Approval in Principle on the next page, please take a couple of minutes to read the Initial Disclosure Document (IDD). You’ll find the tick box to confirm you’ve read it in the ‘Mortgage Advice’ Section.

Read the Initial Disclosure Document

What you’ll need

To make your application as hassle-free as possible, make sure you have the following references handy

Your salary and employment details if you are employed or self-employed
Existing mortgage details if you currently have a mortgage
Details of your current financial commitments and loans

Ready to apply?

Once you’re happy with the information above, you can
proceed to approval in principle

Apply for an Approval in Principal

Find out full details of our required documents

In order for the Society to properly assess whether you can afford the proposed mortgage you will be asked to provide certain information and evidence during the mortgage application process. You must ensure that all of the information and evidence that you supply is accurate and complete.

WARNING:THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE