Mortgage Fees & Costs Effective 1 April 2015

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

If you would like to view our current fees, please see our tariff of mortgage charges

Fees for Mortgage Related Services 
Duplicate mortgage statements £15 each
Transfer of repayment method £55
Surrender/release of endowment policy £25
Term amendment £30
Approval of tenancy £85
Part release of property/security £65 on application
Early redemption (For details of any early repayment charges refer to your individual mortgage product terms and conditions). Dependent upon when your mortgage commenced
Subsequent redemption statement request £10
Approval of deed of variation/rectification/restriction/substitution of security £50
Approval of easements/rights of way £50
Certificate of loan interest £15
Despatch of title deeds/sealing
NB. The despatch of title deeds element of this fee would only be applied for mortgages that completed prior to 1st December 2010
£65
Second mortgage questionnaire £80
Copies of extracts from title deeds £25
Certificate of ownership/title £15
Copies of documentation £10
Telegraphic transfer £35
Title deeds storage £25 per annum
Transfer of ownership administration fee
NB. A Sealing fee of £65 is also charged
£65
Lender’s reference £55
Payment of leasehold charges on behalf of a customer £50

Full details of any fees for Homeowner Loans are available on request.

Tariff of Costs 
Broken arrangement £30
Arrangement of visit £50
Unpaid cheques/Direct Debits £27.50
Outgoing arrears letter £27.50
Possession administration £350
Tracing instruction £30
Miscellaneous calculations up to £50

Arrears costs:

If you miss any mortgage payments and your account goes into arrears, there may also be costs for work carried out by us, our solicitors or other agents. These may not be included in the Tariff of Costs above. Full details can be obtained from our Collections Department on 0113 225 7972. Please note that other costs may also apply.