Mortgages

Variable Rate Mortgage Rates

Customer Mortgage Range
Rates effective from 29 July 2010

Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

Variable Rate Cashback Mortgage
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
5.69%	5.69%	6.0% APR	80%	No Higher Lending Charge. 3% Cashback on completion. Tracks Standard Variable Rate for the term of the mortgage.
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
Repayment of Cashback		First 3 Years	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Standard Variable Rate
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
5.69%	5.69%	6.0% APR	80%	No Higher Lending Charge. Unlimited capital repayments are allowed each year without penalty.
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
None		None	None	Booking Fee: £199¹
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Buy To Let Variable Rate
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
5.99% 5.99%	5.69% 5.69%	6.4% APR 6.6% APR	60% 70%	Standard Variable Rate plus 0.30% for Term. Unlimited Capital Repayments. Maximum loan £500,000.
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
None		None	None	Booking Fee: £199¹ Completion Fee Up to 60% Loan to Value: £800 Completion Fee Over 60% Loan to Value: £1,350
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Offset Variable Rate
Initial Rate	Current Standard Variable Rate	The overall cost for comparison	Maximum Loan To Value	Special Incentives:
5.69%	5.69%	6.1% APR	60%	No Higher Lending Charge. Unlimited capital repayments are allowed each year without penalty.
Early Repayment Charges		Early Repayment Charges apply up to and including	Homecover Discount	Fees
None		None	None	Booking Fee: £199¹ Completion Fee Up to £500,000: £400 Completion Fee Over £500,000: 1% of loan
Apply Online		Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Read our Important Notes

What about Discounted Products?

Some Leeds Building Society mortgages are discounted if Homecover (Buildings and Contents insurance) is also taken out with the society. This is detailed in the "Homecover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Gross" column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. This service is not available on Buy to Let remortgages in Northern Ireland.

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:

£200 cashback
Fast application service
Full advice available on your mortgage
Completion Fees added to your loan

Find out more about the Loyalty Reward Mortgage Scheme »

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week

Legal notice | Security & Privacy | Resolving problems | Site Map

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The products and services on this site are available to UK residents only. Applicants must be aged 18 or over and a full appraisal of your financial commitments will be made. Mortgages are subject to eligibility, status and financial standing. Mortgages that are for Buy to Let properties are regulated by the Consumer Credit Act 1974 and not by the Financial Services Authority.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some savings products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.