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Bonds

Invest for the future with lump sum investments, to make the most of higher interest rates. Choose from a range of terms and benefit from the higher interest rates that locking away your money or making lump sum investments can bring.

Rates correct as at 11 Apr 2014

In the event that the balance falls below the minimum operating balance as stated within the relevant product details below, the basic investment rate of interest, which is currently 0.05% Gross p.a./AER (variable), shall apply.

  • 1 year Fixed Rate Bond (Issue 158)

    Interest rate:

    1.50% Gross p.a./AER (fixed)

    Best for:
    Secure fixed rate

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: on the 30 Apr 2015.
    • Withdrawals: withdraw up to 25% of your capital investment without notice or loss of interest, prior to maturity and subject to minimum balance of £100 being maintained.
    Full details
  • 2 year Fixed Rate Bond (Issue 159)

    Interest rate:

    1.75% Gross p.a./AER (fixed)

    Best for:
    Secure fixed rate

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: annually on 1 May (commencing 1 May 2015) and on maturity (1 May 2016)
    • Withdrawals: withdraw up to 25% of your capital investment without notice or loss of interest, prior to maturity and subject to minimum balance of £100 being maintained.
    Full details
  • 3 Year No Access Income Bond

    Interest rate:

    2.00% Gross p.a./AER (fixed)

    Best for:
    Secure fixed rate

    • Minimum operating balance: £10,000
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: monthly on the last day of each month commencing 31st May 2014 and on maturity (1 May 2017)
    • Withdrawals: no withdrawals are permitted until the day after maturity (2 May 2017).
    Full details