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Bonds

Invest for the future with lump sum investments, to make the most of higher interest rates. Choose from a range of terms and benefit from the higher interest rates that locking away your money or making lump sum investments can bring.

Rates correct as at 3 Sep 2014

In the event that the balance falls below the minimum operating balance as stated within the relevant product details below, the basic investment rate of interest, which is currently 0.05% Gross p.a./AER (variable), shall apply.

  • 1 year Fixed Rate Bond (Issue 164)

    Interest rate:

    1.50% Gross p.a./AER (fixed)

    Best for:
    Secure fixed rate

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: on the 31 Aug 2015.
    • Withdrawals: withdraw up to 25% of your capital investment without notice or loss of interest, prior to maturity and subject to minimum balance of £100 being maintained.
    Full details
  • 3 year Fixed Rate Bond (Issue 166)

    Interest rate:

    2.20% Gross p.a./AER (fixed)

    Best for:
    Secure fixed rate

    • Minimum operating balance: £100
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: annually on 31 Aug (commencing 31 Aug 2015) and on maturity (31 Aug 2017)
    • Withdrawals: withdraw up to 25% of your capital investment without notice or loss of interest, prior to maturity and subject to minimum balance of £100 being maintained.
    Full details
  • 5 Year Income Bond (Issue 3)

    Interest rate:

    2.70% Gross p.a.

    2.73% AER (fixed)

    Best for:
    Monthly interest payments

    • Minimum operating balance: £10,000
    • Maximum balance: £1,000,000 (£2,000,000 for joint accounts)
    • Operate through branch or post
    • Interest paid: monthly on the last working day of the month (commencing 30 Sep 2014) and on maturity (30 Sep 2019)
    • Withdrawals: no withdrawals are permitted until the day after maturity (30 Sep 2019).
    Full details