Cash ISAs

Earn tax-free interest on annual savings of up to £20,000 with one of our Cash ISAs. A sensible option if you’re looking to build your savings, take your pick from a range of fixed and variable rates – as well as instant and limited access – and find an account that works for you.

Want to find out more about ISAs in general? We have more information on our ISAs explained and ISA transfers pages.

  • Save up to £20,000 this tax year
  • Transfer unlimited funds from previous tax-year ISAs
  • Enjoy tax-free interest on your savings

Looking for a different type of account?

 

Our Cash ISAs

Here's what we've got for you…

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Product Name

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

Min. to Open

Min. to Open
The minimum amount needed to open an account.

Withdrawals
Account
Opening
 

1 Year Fixed Rate Cash ISA

(Issue 200)

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

4.60%

Tax-Free Tax-Free , p.a./AER Fixed

p.a./AER Fixed

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£100

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, but with 90 days' loss of interest

Account Opening

Branch
Online
Post

2 Year Fixed Rate Cash ISA

(Issue 193)

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

4.35%

Tax-Free Tax-Free , p.a./AER Fixed

p.a./AER Fixed

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£100

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, but with 180 days' loss of interest

Account Opening

Branch
Online
Post

3 Year Fixed Rate Cash ISA

(Issue 150)

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

4.15%

Tax-Free Tax-Free , p.a./AER Fixed

p.a./AER Fixed

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£100

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, but with 240 days' loss of interest

Account Opening

Branch
Online
Post

Limited Issue Online Access ISA

(Issue 70)

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

4.75%

Tax-Free Tax-Free , p.a./AER Variable

p.a./AER Variable

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£1,000

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, unlimited

Account Opening

Branch
Online
Post

Six Access ISA

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

4.10%

Tax-Free Tax-Free , p.a./AER Variable

p.a./AER Variable

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£1,000

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, up to 6 per calendar year

Account Opening

Branch
Online
Post

ISA Saver

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

2.45%

Tax-Free Tax-Free , p.a./AER Variable

p.a./AER Variable

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£1

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, unlimited

Account Opening

Branch
Online
Post

E-ISA

Interest Rate

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.

Tax-free means that interest payable is exempt from income tax.

2.45%

Tax-Free Tax-Free , p.a./AER Variable

p.a./AER Variable

Paid Annually

Min. to Open

Min. to Open
The minimum amount needed to open an account.

£1

£NaN

Withdrawals

Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.

Yes, unlimited

Account Opening

Branch
Online
Post

Cash ISAs - Common questions