Which sort of calculator do you need?

Residential affordability

Get an idea of how much your clients could borrow at 4.49x their Loan to Income (LTI).This calculator is for applications where none of the applicants are first time buyers.

First Time Buyer affordability

Get an idea of how much your first time buyer clients could borrow at either 4.49, 5 or 5.5x their maximum LTI.

For enhanced affordability of either 5 or 5.5x their LTI, clients will need to meet a minimum household income of £40,000.

Residential additional borrowing affordability

Calculate how much your clients could borrow in addition to their current mortgage.

Buy to Let affordability

Get an idea of how much your clients can borrow on their new or existing buy to let property. This includes additional borrowing.

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