Our new affordability calculator will give you an indication of the amount your client could borrow with us which in some cases will be a maximum and minimum amount. Please make sure you complete the loan, income and expenditure information correctly.
Once you’ve received a figure, you’ll then need to complete a full Decision in Principle to receive the exact amount that can be borrowed. This is subject to the information you provided plus the results of a credit reference check. Applications are subject to the Society’s standard lending criteria, status and financial standing.
The calculator will cover residential and standard Buy to Let cases, it should not be used to assess the affordability for shared ownership mortgages, guarantor applicants or cases with over 2 applicants. For these cases please contact your dedicated BDM - their contact details can be found here.
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