Lending into retirement

Income assessment tool

Some mortgages continue after a client retires. This is known as lending into retirement.

Complete all the fields in this quick income checker to get an indicative view of which income we'll use when working out how much your client may be able to borrow.


If two people are applying together, enter the details of the oldest applicant.

(Minimum 18 years, Maximum 80 years) Years
(Maximum retirement age is 70 years)
Before 65
65
66
67
68
69
70
(Minimum 5 years, Maximum 40 years or up to your client's 85th birthday, whichever is lower) Years

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