Affordability and repayment calculators
All calculators are for illustrative purposes only. To assess the affordability of cases with over two applicants, please contact your dedicated Business Development Manager.
Please complete a Decision in Principle to receive an accurate affordability amount.
Residential affordability
Get an idea of how much your clients could borrow at 4.49x their Loan to Income (LTI).This calculator is for applications where none of the applicants are first time buyers.
First time buyer affordability
Get an idea of how much your first time buyer clients could borrow at either 4.5, 5 or 5.5x their maximum LTI. For enhanced affordability of either 5 or 5.5x their LTI, clients will need to meet a minimum household income of £30,000.
Residential additional borrowing affordability
Calculate how much your clients could borrow in addition to their current mortgage.
Buy to let affordability
Get an idea of how much your clients can borrow on their new or existing buy to let property. This includes additional borrowing.
Monthly repayments
Calculate how much your clients’ monthly mortgage payments could be.
View our products
We have a wide range of mortgage products on offer for your clients.
Lending into retirement - Income assessment tool
