Supporting our first time buyers
For 150 years, we've been helping people turn their dreams of homeownership into a reality. Our evolving product range is designed to meet the real needs of today’s first time buyers. Offering 95% LTV and up to 5.5x LTI on a minimum £30,000 household income, we can help your clients do more with their budget. Our application process is simple, with dedicated tools, support and contact options whenever you’re facing a challenge.
We don’t see a problem, we see an opportunity to help.
We consider a first time buyer as anyone who has not had a mortgage in the last three years. At least one applicant must meet this definition. If not, please take a look at our