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Please note:

Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

Fixed Rate Mortgages

These Fixed Rate Mortgages are for people who are moving home or looking to remortgage. Have a look through our broad range for key features and details.

AVAILABLE TO INTERMEDIARIES ONLY

Got a First Time Buyer client?

If your client is applying for one of our First Time Buyer Mortgages, at least one of the applicants can’t have had a mortgage within the last 3 years. Otherwise, the application won’t be eligible.

View our Fixed Rate Mortgages for First Time Buyers

You might be offered a Reach Mortgage

Our Reach Mortgages are a new range of residential mortgages. They're here to help put home ownership in reach of people who may otherwise face barriers to buying a home.

Learn about Reach Mortgages

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/04/2027Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/04/2030, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.82% 7.49%8.24%7.7%80%£999 View
Max loan amount £1,000,000
5.89% 7.49%8.24%7.8%90%£0 View
Max loan amount £700,000
5.08% 7.49%8.24%7.7%80%£0 View
Max loan amount £1,000,000
5.22% 7.49%8.24%7.7%85%£0 View
Max loan amount £1,000,000
RATES CORRECT AS AT 10 january 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 2 years at 5.89% and then a 0.75% discount on our current Standard Variable Rate of 8.24% giving a rate of 7.49% for 3 years and then on our current Standard Variable Rate of 8.24% for the remaining 20 years would require 24 monthly payments of £1146.48, 36 monthly payments of £1316.92 and 240 monthly payments of £1392.91.

The total amount payable would be £409,258.04 made up of the loan amount plus interest of £229,223.04 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 7.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/04/2028Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/04/2030, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.70% 7.49%8.24%7.3%75%£0 View
Max loan amount £2,000,000
4.99% 7.49%8.24%7.4%85%£0 View
Max loan amount £1,000,000
RATES CORRECT AS AT 10 january 2025

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 3 years at 4.99% and then a 0.75% discount on our current Standard Variable Rate of 8.24% giving a rate of 7.49% for 2 years and then on our current Standard Variable Rate of 8.24% for the remaining 20 years would require 36 monthly payments of £1050.15, 24 monthly payments of £1300.8 and 240 monthly payments of £1375.87.

The total amount payable would be £399,268.40 made up of the loan amount plus interest of £219,233.40 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 7.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/04/2030Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.44% 8.24%6.8%80%£999 View
Max loan amount £1,000,000
4.75% 8.24%6.9%85%£0 View
Max loan amount £1,000,000
5.16% 8.24%7.1%90%£0 View
Max loan amount £700,000

Fixed Rate Home Mover Only 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/04/2030Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
5.23% 8.24%7.1%95%£0 View
Max loan amount £600,000
RATES CORRECT AS AT 10 january 2025

Representative Example

A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 5 years at 5.23% and then on our current Standard Variable Rate of 8.24% (variable) for the remaining 20 years would require 60 monthly payments of £896.19 and 240 monthly payments of £1134.14.

The total amount payable would be £326,000.00 made up of the loan amount plus interest of £175,965.00 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 7.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

This example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

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