Please note:

Fixed Rate Mortgages

AVAILABLE TO INTERMEDIARIES ONLY

 

Flexit 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
1.69% 4.04%5.29%4.5%75%£999 View
Max loan amount £1,000,000

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
1.05% 4.04%5.29%4.4%65%£999 View
Max loan amount £1,250,000
1.45% 4.04%5.29%4.4%65%£0 View
Max loan amount £1,250,000
1.07% 4.04%5.29%4.4%75%£999 View
Max loan amount £1,000,000
1.52% 4.04%5.29%4.4%75%£0 View
Max loan amount £1,000,000
1.63% 4.04%5.29%4.5%80%£999 View
Max loan amount £750,000
2.00% 4.04%5.29%4.5%80%£0 View
Max loan amount £750,000
1.90% 4.04%5.29%4.5%85%£999 View
Max loan amount £500,000
2.27% 4.04%5.29%4.6%85%£0 View
Max loan amount £500,000
2.33% 4.04%5.29%4.6%90%£999 View
Max loan amount £400,000
2.58% 4.04%5.29%4.6%90%£0 View
Max loan amount £400,000

2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
3.20% 4.04%5.29%4.8%95%£999 View
Max loan amount £300,000
3.38% 4.04%5.29%4.8%95%£0 View
Max loan amount £300,000

Cashback Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
2.29% 4.04%5.29%4.6%80%£0 View
Max loan amount £750,000 / Min loan amount £50,000 / £500 Cashback upon completion
2.55% 4.04%5.29%4.6%85%£0 View
Max loan amount £500,000 / Min loan amount £50,000 / £500 Cashback upon completion
3.60% 4.04%5.29%4.8%95%£0 View
Max loan amount £300,000 / Min loan amount £50,000 / £500 Cashback upon completion
RATES CORRECT AS AT 26 july 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £140,000.00 payable over 25 years initially on a fixed rate for 2 years at 3.60% and then a 1.25% discount on our current Standard Variable Rate of 5.29% giving a rate of 4.04% for 3 years and then on our current Standard Variable Rate of 5.29% for the remaining 20 years would require 24 monthly payments of £707.77, 36 monthly payments of £739.08 and 240 monthly payments of £821.60.

The total amount payable would be £240,812.69 made up of the loan amount plus interest of £100,777.69 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.58% 4.04%5.29%4.8%95%£0 View
Max loan amount £300,000

Legal Assisted 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 31/10/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.54% 4.04%5.29%4.2%75%£999 View
Max loan amount £1,000,000
1.90% 4.04%5.29%4.4%80%£999 View
Max loan amount £750,000
2.14% 4.04%5.29%4.4%80%£0 View
Max loan amount £750,000
2.30% 4.04%5.29%4.5%85%£999 View
Max loan amount £500,000
2.90% 4.04%5.29%4.7%90%£999 View
Max loan amount £400,000
3.00% 4.04%5.29%4.6%90%£0 View
Max loan amount £400,000
RATES CORRECT AS AT 26 july 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £130,000.00 payable over 25 years initially on a fixed rate for 3 years at 3.58% and then a 1.25% discount on our current Standard Variable Rate of 5.29% giving a rate of 4.04% for 2 years and then on our current Standard Variable Rate of 5.29% for the remaining 20 years would require 36 monthly payments of £655.82, 24 monthly payments of £685.05 and 240 monthly payments of £761.54.

The total amount payable would be £222,855.67 made up of the loan amount plus interest of £92,820.67 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Flexit 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/26Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.89% 5.29%4.2%75%£999 View
Max loan amount £1,000,000

5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/26Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.53% 5.29%4.7%95%£999 View
Max loan amount £300,000
3.63% 5.29%4.8%95%£0 View
Max loan amount £300,000

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/10/26Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.52% 5.29%3.9%65%£1,999 View
Max loan amount £1,250,000
1.56% 5.29%3.9%65%£999 View
Max loan amount £1,250,000
1.66% 5.29%3.9%65%£0 View
Max loan amount £1,250,000
1.60% 5.29%3.9%75%£999 View
Max loan amount £1,000,000
1.71% 5.29%3.9%75%£0 View
Max loan amount £1,000,000
1.92% 5.29%4.1%80%£999 View
Max loan amount £750,000
2.15% 5.29%4.1%80%£0 View
Max loan amount £750,000
2.32% 5.29%4.3%85%£999 View
Max loan amount £500,000
2.52% 5.29%4.3%85%£0 View
Max loan amount £500,000
2.92% 5.29%4.5%90%£999 View
Max loan amount £400,000
3.02% 5.29%4.5%90%£0 View
Max loan amount £400,000
RATES CORRECT AS AT 26 july 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £130,000.00 payable over 25 years initially on a fixed rate for 5 years at 3.63% and then on our current Standard Variable Rate of 5.29% (variable) for the remaining 20 years would require 60 monthly payments of £659.32 and 240 monthly payments of £759.66.

The total amount payable would be £221,911.46 made up of the loan amount plus interest of £91,876.46 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Legal Assisted 10 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 31/07/31Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.54% 5.29%3.4%65%£999 View
Max loan amount £1,250,000
2.89% 5.29%3.8%75%£999 View
Max loan amount £1,000,000
RATES CORRECT AS AT 13 April 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £80,000.00 payable over 25 years initially on a fixed rate for 10 years at 2.89% and then on our current Standard Variable Rate of 5.29% (variable) for the remaining 15 years would require 120 monthly payments of £374.51 and 180 monthly payments of £440.26.

The total amount payable would be £125,221.23 made up of the loan amount plus interest of £44,187.23 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 3.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.