Please note:

Fixed Rate Mortgages

Scroll down the page to see the list of key details about our fixed rate mortgages.

AVAILABLE TO INTERMEDIARIES ONLY

 

Flexit 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 30/09/2027, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.99% 4.29%5.54%5.1%80%£999 View
Max loan amount £1,000,000

2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 30/09/2027, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.70% 4.29%5.54%5.0%95%£999 View
Max loan amount £400,000
4.04% 4.29%5.54%5.0%95%£0 View
Max loan amount £400,000

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 30/09/2027, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.44% 4.29%5.54%4.9%75%£999 View
Max loan amount £2,000,000
3.60% 4.29%5.54%5.0%90%£999 View
Max loan amount £500,000
3.94% 4.29%5.54%5.0%90%£0 View
Max loan amount £500,000

Cashback 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 30/09/2027, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.24% 4.29%5.54%5.0%95%£0 View
Max loan amount £400,000 / Min loan amount £50,000 / £500 Cashback upon completion
RATES CORRECT AS AT 28 june 2022

Representative Example

A mortgage of £185,000.00 payable over 25 years initially on a fixed rate for 2 years at 3.99% and then a 1.25% discount on our current Standard Variable Rate of 5.54% giving a rate of 4.29% for 3 years and then on our current Standard Variable Rate of 5.54% for the remaining 20 years would require 24 monthly payments of £974.56, 36 monthly payments of £1003.35 and 240 monthly payments of £1114.26.

The total amount payable would be £327,967.55 made up of the loan amount plus interest of £141,933.55 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 5.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/27Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.00% 5.54%5.0%95%£999 View
Max loan amount £400,000
4.19% 5.54%5.0%95%£0 View
Max loan amount £400,000

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/27Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.89% 5.54%4.9%85%£0 View
Max loan amount £750,000
3.78% 5.54%4.9%90%£999 View
Max loan amount £500,000
3.99% 5.54%4.9%90%£0 View
Max loan amount £500,000

Cashback 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/27Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
4.29% 5.54%5.0%95%£0 View
Max loan amount £400,000 / Min loan amount £50,000 / £500 Cashback upon completion
RATES CORRECT AS AT 28 june 2022

Representative Example

A mortgage of £130,000.00 payable over 25 years initially on a fixed rate for 5 years at 4.29% and then on our current Standard Variable Rate of 5.54% (variable) for the remaining 20 years would require 60 monthly payments of £706.49 and 240 monthly payments of £784.59.

The total amount payable would be £230,727.17 made up of the loan amount plus interest of £100,692.17 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 5.0% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

Green 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 30/09/24Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 30/09/2027, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
3.50% 4.29%5.54%4.9%90%£999 View
Max loan amount £500,000
RATES CORRECT AS AT 28 june 2022

Representative Example

A mortgage of £245,000.00 payable over 25 years initially on a fixed rate for 2 years at 3.50% and then a 1.25% discount on our current Standard Variable Rate of 5.54% giving a rate of 4.29% for 3 years and then on our current Standard Variable Rate of 5.54% for the remaining 20 years would require 24 monthly payments of £1225.45, 36 monthly payments of £1324.15 and 240 monthly payments of £1470.54.

The total amount payable would be £431,042.84 made up of the loan amount plus interest of £185,008.84 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.9% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • To qualify, the property being purchased must have a certified or predicted energy rating of A, B or C. This will be evidenced by an Energy Performance Certificate (EPC) or a Predicted Energy Assessment (PEA) if the property is a 'new build'.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.
  • For more detail about specific products, visit the links in the table above.