Buy to Let Mortgages
If you want to borrow money to buy a house to rent out, you'll need a Buy to Let mortgage.
We've got a wide range of options to choose from, including Fixed Rate products. These are available for house purchases or for customers remortgaging from another lender.
With our Fixed Rate mortgages, your repayments will stay the same during the fixed term period, helping you to plan ahead.
Our Tracker Rate mortgages link your interest rate to the Bank of England (BoE) base rate (currently 5.25%). As the name suggests, your Buy to Let mortgage will track the interest rate outlined in your mortgage offer for a specific amount of time. This means your interest rate has the potential to go up or down.
See our current Buy to Let Fixed Rate and Tracker Rate products and terms in the tabs below for more information.
If you’re not sure about how much you can borrow, our Buy to Let calculator will help provide an estimate.
We don’t offer an advised service for Buy to Let mortgages, so you’ll need to make your own choice about which mortgage is suitable for you. This means we won’t assess the suitability of the mortgage you choose to your needs and circumstances. If you’d like support with your application, please contact us.
At least one applicant must be an existing residential homeowner occupier, living with a residential homeowner occupier, or living in accommodation tied to their employment.
Please note that applications from landlords with four or more mortgaged rental properties (Portfolio Landlords) can only be accepted through an independent financial advisor (IFA) or mortgage broker.
Warning: IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A 'RECEIVER OF RENT' MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.