Please note:
Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.
For Buy to Let, Portfolio Buy to Let, Holiday Let and Houses in Multiple Occupation ICR and stress rate calculations, please see the Product Guide or Assessment of Rental Income on the Criteria Page.
| Initial rate fixed up to and inc. 31/01/2028 | Then the Society's BTL Variable Rate thereafter, (currently) | Overall cost for comparison (APRC) | Maximum loan to value (LTV) | Product Fee | |
|---|---|---|---|---|---|
| 6.24% | 8.04% | 8.1% | 75% | £999 | View |
| Max loan amount £750,000 | |||||
| 6.54% | 8.04% | 8.1% | 75% | £0 | View |
| Max loan amount £750,000 | |||||
| Initial rate fixed up to and inc. 31/01/2031 | Then the Society's BTL Variable Rate thereafter, (currently) | Overall cost for comparison (APRC) | Maximum loan to value (LTV) | Product Fee | |
|---|---|---|---|---|---|
| 5.79% | 8.04% | 7.5% | 75% | £999 | View |
| Max loan amount £750,000 | |||||
| 5.99% | 8.04% | 7.5% | 75% | £0 | View |
| Max loan amount £750,000 | |||||
Representative Example
A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 2 years at 6.54% and then on our current Buy to Let Variable Rate of 8.04% (variable) for the remaining 23 years would require 24 monthly payments of £817.50 and 276 monthly payments of £1005.00.
The total amount payable would be £447,035.00 made up of the loan amount plus interest of £297,000.00 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparison is 8.1% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
This representative example has been calculated on an interest only basis. The monthly payments, total amount payable and interest charged all reflect this calculation method.
For more detail about specific products, visit the links in the table above.
| Initial rate fixed up to and inc. 31/01/2028 | Then the Society's BTL Variable Rate thereafter, (currently) | Overall cost for comparison (APRC) | Maximum loan to value (LTV) | Product Fee | |
|---|---|---|---|---|---|
| 6.84% | 8.04% | 8.2% | 75% | £999 | View |
| Max loan amount £750,000 | |||||
| 7.04% | 8.04% | 8.2% | 75% | £0 | View |
| Max loan amount £750,000 | |||||
| Initial rate fixed up to and inc. 31/01/2031 | Then the Society's BTL Variable Rate thereafter, (currently) | Overall cost for comparison (APRC) | Maximum loan to value (LTV) | Product Fee | |
|---|---|---|---|---|---|
| 6.64% | 8.04% | 7.8% | 75% | £999 | View |
| Max loan amount £750,000 | |||||
| 6.84% | 8.04% | 7.9% | 75% | £0 | View |
| Max loan amount £750,000 | |||||
Representative Example
A mortgage of £250,000.00 payable over 25 years initially on a fixed rate for 2 years at 7.04% and then on our current Buy to Let Variable Rate of 8.04% (variable) for the remaining 23 years would require 24 monthly payments of £1466.67 and 276 monthly payments of £1675.00.
The total amount payable would be £747,535.08 made up of the loan amount plus interest of £497,500.08 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparison is 8.2% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
This representative example has been calculated on an interest only basis. The monthly payments, total amount payable and interest charged all reflect this calculation method.
For more detail about specific products, visit the links in the table above.
We have developed a set of short, easy-to-use guides to our criteria.
Please contact your nearest Development Manager. Find your nearest Development Manager »
